# Credit Saison vs Acom

> Unit: JPY millions (ratios in %)
> Periods: Credit Saison = FY ending Mar 2026, consolidated, IFRS / Acom = FY ending Mar 2026, consolidated, J-GAAP
> Retrieved: 2026-09-30T17:55:11.659Z

| Metric | Credit Saison | Acom |
| --- | ---: | ---: |
| Revenue | 472,770 | 337,709 |
| Operating income | — | 100,394 |
| Net income | 61,728 | 79,635 |
| COGS ratio | 15.5% | — |
| Operating margin | — | 29.7% |
| Net margin | 13.1% | 23.6% |
| FCF margin | -32.5% | 1.9% |
| Period | FY ending Mar 2026 | FY ending Mar 2026 |
| Source | S100YCDE | S100YBXA |

## Company details

- https://vizora.meequs.com/en/company/credit-saison/md
- https://vizora.meequs.com/en/company/acom/md

## Definitions

- Amounts are in millions of JPY (rounded). The period is stated in each table heading
- Operating margin = operating income ÷ revenue. Net income is attributable to owners of the parent when disclosed
- Free cash flow (FCF) = operating cash flow − capital expenditure
- ¥100 model = breakdown per ¥100 of revenue (rounded so parts sum to 100)
- Segment revenues include inter-segment sales and may not sum to consolidated revenue
- Source IDs are EDINET document IDs (docID). "算出" (derived) means computed from other disclosed values
- All figures are extracted mechanically from filings. AI-written text never generates figures
- Source: company filings submitted to EDINET (Financial Services Agency of Japan). Figures were extracted, edited and processed, and charts and text were created, by Vizora — not by the FSA (used under the Public Data License v1.0).