# FIDEA Holdings Co. Ltd.: business model and financials

> Latest period: FY ending Mar 2026, consolidated, J-GAAP
> Unit: JPY millions
> Sources: 有価証券報告書－第17期(2025/04/01－2026/03/31) (S100YEQ9)
> Page: https://vizora.meequs.com/en/company/fidea-holdings
> Retrieved: 2026-09-30T21:03:05.422Z

## Company

FIDEA Holdings, founded in 2009, is a company in Regional Banks listed on TSE Prime. It has 1,376 employees (consolidated).

| Field | Value |
| --- | ---: |
| Legal name | FIDEA Holdings Co. Ltd. |
| Ticker | 8713 |
| Stock price | View on Yahoo Finance (https://finance.yahoo.co.jp/quote/8713.T) |
| Listing | TSE Prime |
| Head office | 宮城県仙台市青葉区中央三丁目1番24号 |
| Representative (per filing) | 代表執行役社長 新野正博 |
| Founded | Jun 2009 |
| Employees (consolidated) | 1,376 |
| Average salary (parent only) | ¥6.9M |
| Fiscal year end | March |
| Website | www.fidea.co.jp (https://www.fidea.co.jp/) |
| Corporate number | 4370001018694 |
| EDINET | E23187 |
| Industries (Vizora) | Regional Banks |

> Profile source: annual securities report (S100YEQ9, filed 2026-06-19). As of filing

## Key points (generated from figures)

- FIDEA Holdings brought in ¥56.1B in ordinary revenue.
- Out of every ¥100 of ordinary revenue, about ¥10 is left as ordinary profit.
- Ordinary revenue changed +5.5% from the prior year, ordinary profit +29.7%.

## Key figures at a glance

| Metric | Value | Note |
| --- | ---: | ---: |
| Ordinary revenue | ¥56.1B |  |
| Ordinary income | ¥5.46B | Margin 9.7% |
| Net income | ¥4.13B | Margin 7.4% |
| Employees (consolidated) | 1,376 |  |
| EPS | ¥85.98 |  |
| Book value per share | ¥2911.92 |  |
| Equity ratio | 2.9% |  |
| Shares outstanding | 18,142,000 |  |
| Treasury shares | 82,000 |  |
| Shareholders | 25,434 |  |
| Average salary (parent only) | ¥6.9M | Filing company only |

## What changed in 5 years

| Metric | FY ending Mar 2021 | FY ending Mar 2026 | Change |
| --- | ---: | ---: | ---: |
| Revenue | ¥53191000000 | ¥56055000000 | +5.4% |
| Employees | 1,662 people | 1,376 people | -17.2% |
| Cash and equivalents | ¥609301000000 | ¥431313000000 | -29.2% |

### Change in segment revenue mix

Span: FY ending Mar 2021 → FY ending Mar 2026. Stable segment keys are connected; unmatched shares are marked as new or reorganized. Shares use total segment revenue.

## Income statement（FY ending Mar 2026, consolidated, J-GAAP）

| Item | Amount (JPY mn) | % of revenue | Source |
| --- | ---: | ---: | ---: |
| Ordinary revenue | 56,055 | 100.0% | S100YEQ9 |
| Ordinary expenses | 50,593 | 90.3% | S100YEQ9 |
| Ordinary income | 5,461 | 9.7% | S100YEQ9 |
| Extraordinary income | 67 | 0.1% | S100YEQ9 |
| Extraordinary loss | 581 | 1.0% | S100YEQ9 |
| Pretax income | 4,948 | 8.8% | S100YEQ9 |
| Income tax | 799 | 1.4% | S100YEQ9 |
| Net income | 4,148 | 7.4% | S100YEQ9 |
| Net income attributable to owners | 4,128 | 7.4% | S100YEQ9 |

## Per ¥100 of revenue（FY ending Mar 2026）

| Part | JPY |
| --- | ---: |
| Ordinary expenses | 90 |
| Ordinary income | 10 |
| (Ref.) Net income | 7 |

### Margin funnel

Ordinary margin 9.7% → Net margin 7.4%
Derived from reported figures (DERIVED).

## Revenue and profit pattern

Pattern: Revenue and profit up
Revenue growth: +5.5%; Core profit growth: +29.7%
Growth quality: margin-expansion
Operating leverage (core profit growth ÷ revenue growth): 5.42×
Calculated from comparable annual consolidated filings.

## Year over year（FY ending Mar 2025 → FY ending Mar 2026、JPY mn）

| Metric | Prior | Current | Change | % change |
| --- | ---: | ---: | ---: | ---: |
| Revenue | 53,138 | 56,055 | 2,917 | +5.5% |
| Net income attributable to owners | 2,816 | 4,128 | 1,312 | +46.6% |
| Operating cash flow | -152,132 | -41,147 | 110,985 | — |
| Free cash flow | -152,895 | -43,024 | 109,871 | — |

## History（JPY mn）

| Period | Revenue | Op. income | Op. margin | Net income | Op. CF | FCF | Source |
| --- | ---: | ---: | ---: | ---: | ---: | ---: | ---: |
| FY ending Mar 2017 | 52,185 | — | — | 4,627 | -29,718 | — | S100LPR3 |
| FY ending Mar 2018 | 51,026 | — | — | 4,281 | -87,872 | — | S100OEA6 |
| FY ending Mar 2019 | 48,883 | — | — | 3,785 | -35,357 | — | S100R14J |
| FY ending Mar 2020 | 50,864 | — | — | 1,346 | 45,536 | 43,162 | S100LPR3 |
| FY ending Mar 2021 | 53,191 | — | — | 3,314 | 469,629 | 468,072 | S100OEA6 |
| FY ending Mar 2022 | 51,094 | — | — | 3,506 | 85,902 | 83,990 | S100R14J |
| FY ending Mar 2023 | 51,411 | — | — | 3,266 | -404,539 | -405,486 | S100TNLE |
| FY ending Mar 2024 | 49,944 | — | — | 1,178 | 67,526 | 66,031 | S100VZ4Y |
| FY ending Mar 2025 | 53,138 | — | — | 2,816 | -152,132 | -152,895 | S100YEQ9 |
| FY ending Mar 2026 | 56,055 | — | — | 4,128 | -41,147 | -43,024 | S100YEQ9 |

## People and productivity（FY ending Mar 2026, consolidated, J-GAAP）

| Metric | Value |
| --- | ---: |
| Revenue per employee (consolidated) | ¥40.7M |
| Net income per employee (consolidated) | ¥3M |

Employees, revenue and profit are consolidated. Average annual salary is a separate parent-company figure. Calculated from disclosed figures (DERIVED).

| History | FY ending Mar 2022 | FY ending Mar 2023 | FY ending Mar 2024 | FY ending Mar 2025 | FY ending Mar 2026 |
| --- | ---: | ---: | ---: | ---: | ---: |
| Employees (consolidated) | 1,566 | 1,476 | 1,421 | 1,373 | 1,376 |
| Average salary (parent company) | ¥6.9M | ¥6M | ¥6.5M | ¥6.8M | ¥6.9M |
| Average age (parent company) | 50.8 years | 47.8 years | 45.6 years | 46.0 years | 46.3 years |
| Average tenure (parent company) | 26.4 years | 21.4 years | 21.6 years | 22.0 years | 22.3 years |

Year over year: Employees (consolidated) +0.2% · Revenue (consolidated) +5.5%

## Revenue by geography

No geographic revenue breakdown was disclosed.

## Cash flow（FY ending Mar 2026, consolidated, J-GAAP）

| Item | Amount (JPY mn) | % of revenue | Source |
| --- | ---: | ---: | ---: |
| Operating cash flow | -41,147 | -73.4% | S100YEQ9 |
| Capital expenditure | 1,877 | 3.3% | S100YEQ9 |
| Free cash flow | -43,024 | -76.8% | 算出 |
| Investing cash flow | 166,094 | 296.3% | S100YEQ9 |
| Financing cash flow | -1,849 | -3.3% | S100YEQ9 |
| Dividends paid | 1,350 | 2.4% | S100YEQ9 |
| Share buyback | 7 | 0.0% | S100YEQ9 |
| Change in cash | 123,096 | 219.6% | S100YEQ9 |
| Cash and equivalents | 431,313 | 769.4% | S100YEQ9 |

## Ownership

| Counterparty | Relation | Ratio | As of |
| --- | ---: | ---: | ---: |
| 日本マスタートラスト信託銀行株式会社（信託口） | Major shareholder | 13.1% | 2026-03-31 |
| フィデアホールディングス従業員持株会 | Major shareholder | 3.1% | 2026-03-31 |
| 株式会社日本カストディ銀行（信託口） | Major shareholder | 2.4% | 2026-03-31 |
| 高橋 慧 | Major shareholder | 1.5% | 2026-03-31 |
| JP MORGAN CHASE BANK 385781（常任代理人 みずほ銀行決済営業部） | Major shareholder | 1.4% | 2026-03-31 |
| 公益財団法人克念社 | Major shareholder | 1.0% | 2026-03-31 |
| STATE STREET BANK AND TRUST COMPANY 505001（常任代理人 みずほ銀行決済営業部） | Major shareholder | 1.0% | 2026-03-31 |
| 庄司 隆弘 | Major shareholder | 0.9% | 2026-03-31 |
| 広野 摂 | Major shareholder | 0.9% | 2026-03-31 |
| 野村信託銀行株式会社（投信口） | Major shareholder | 0.8% | 2026-03-31 |

## Sources

| Document | ID | Published | URL |
| --- | ---: | ---: | ---: |
| 有価証券報告書－第17期(2025/04/01－2026/03/31) | S100YEQ9 | 2026-06-19 | https://disclosure2.edinet-fsa.go.jp/WZEK0040.aspx?S100YEQ9,, |
| 有価証券報告書－第16期(2024/04/01－2025/03/31) | S100VZ4Y | 2025-06-18 | https://disclosure2.edinet-fsa.go.jp/WZEK0040.aspx?S100VZ4Y,, |
| 有価証券報告書－第15期(2023/04/01－2024/03/31) | S100TNLE | 2024-06-19 | https://disclosure2.edinet-fsa.go.jp/WZEK0040.aspx?S100TNLE,, |
| 有価証券報告書－第14期(2022/04/01－2023/03/31) | S100R14J | 2023-06-23 | https://disclosure2.edinet-fsa.go.jp/WZEK0040.aspx?S100R14J,, |
| 有価証券報告書－第13期(令和3年4月1日－令和4年3月31日) | S100OEA6 | 2022-06-24 | https://disclosure2.edinet-fsa.go.jp/WZEK0040.aspx?S100OEA6,, |
| 有価証券報告書－第12期(令和2年4月1日－令和3年3月31日) | S100LPR3 | 2021-06-24 | https://disclosure2.edinet-fsa.go.jp/WZEK0040.aspx?S100LPR3,, |

## Definitions

- Amounts are in millions of JPY (rounded). The period is stated in each table heading
- Operating margin = operating income ÷ revenue. Net income is attributable to owners of the parent when disclosed
- Free cash flow (FCF) = operating cash flow − capital expenditure
- ¥100 model = breakdown per ¥100 of revenue (rounded so parts sum to 100)
- Segment revenues include inter-segment sales and may not sum to consolidated revenue
- Source IDs are EDINET document IDs (docID). "算出" (derived) means computed from other disclosed values
- All figures are extracted mechanically from filings. AI-written text never generates figures
- Source: company filings submitted to EDINET (Financial Services Agency of Japan). Figures were extracted, edited and processed, and charts and text were created, by Vizora — not by the FSA (used under the Public Data License v1.0).