Credit Saison×Acom

Different ways of making money, on the same scale.

Same yardstick

MetricCredit SaisonFY ending Mar 2026AcomFY ending Mar 2026
Revenue¥472.8B¥337.7B
COGS ratio15.5%—
Operating margin—29.7%
Net margin13.1%23.6%
FCF margin-32.5%1.9%

Highlighted = best value for that metric

Money flows side by side

Chart height is proportional to revenue.

Credit Saison¥472.8B · keeps ¥26 per ¥100

※ Operating income is not disclosed; the chart goes straight to pretax income including investment gains

Acom¥337.7B · keeps ¥30 per ¥100

※ Cost of revenue is not disclosed; expenses are combined

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