AEON Financial Service×Credit Saison
Different ways of making money, on the same scale.
Same yardstick
| Metric | AEON Financial ServiceFY ending Feb 2026 | Credit SaisonFY ending Mar 2026 |
|---|---|---|
| Revenue | ¥569.4B | ¥472.8B |
| COGS ratio | — | 15.5% |
| Operating margin | 10.7% | — |
| Net margin | 3.7% | 13.1% |
| FCF margin | 46.9% | -32.5% |
Highlighted = best value for that metric
Money flows side by side
Chart height is proportional to revenue.
AEON Financial Service¥569.4B · keeps ¥11 per ¥100
※ Cost of revenue is not disclosed; expenses are combined
Credit Saison¥472.8B · keeps ¥26 per ¥100
※ Operating income is not disclosed; the chart goes straight to pretax income including investment gains
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