Vizora日本語

MUFGMitsubishi UFJ Financial Group, Inc.8306東証プライム銀行業FY ending Mar 2026, consolidated, J-GAAP

MUFG FY ending Mar 2026 results

MUFG brought in ¥14.6T in ordinary revenue.

Out of every ¥100 of ordinary revenue, about ¥23 is left as ordinary profit.

Ordinary revenue changed +7.3% from the prior year, ordinary profit +27.7%.

Revenue and profit pattern

Revenue and profit upProfit grew faster

Revenue +7.3% · profit +27.7%, calculated from disclosed figures.

Operating leverage: 3.82× (profit growth ÷ revenue growth)

What changed from last year

FY ending Mar 2025 → FY ending Mar 2026

Revenue
+7.3%¥13.6T → ¥14.6T
Net income attributable to owners
+30.3%¥1.86T → ¥2.43T
Operating cash flow
-359638.9%¥6.42B → -¥23.1T
Free cash flow
Loss-¥450.3B → -¥23.7T

Results at a glance

  • Revenue reached ¥14.6T (+7.3%) and net income ¥2.43T (+30.3%).
  • The swing came from Global Markets, whose loss almost disappeared.
  • Global Commercial Banking was the only business unit to earn less than the year before.
  • Operating cash flow was an outflow of -¥23.1T, because call money and borrowings fell.

What drove the change

  • A large improvement in Global Markets' net operating profit
  • Higher profit at Global CIB and at Commercial Banking & Wealth Management
  • More interest from loans and securities, and more fee income

Things to watch

  • Rising rates worldwide could deepen losses on bond holdings and squeeze capital
  • A market shock could dry up foreign-currency funding or make it much pricier
  • A sharp global slowdown, or credit trouble in industries where lending is concentrated, could lift loan-loss costs

Annual securities report (FY ending Mar 2026) / 経営者による財政状態、経営成績及びキャッシュ・フローの状況の分析 · Annual securities report (FY ending Mar 2026) / 事業等のリスク

Where the money goes

FY ending Mar 2025 → FY ending Mar 2026

Where ¥100 of ordinary revenue goes

For every ¥100 of ordinary revenue (a bank's or insurer's top line) MUFG earns, how much goes where, and how much is kept.

FY ending Mar 2026
Ordinary expenses
¥77
Ordinary profit
¥23
Net profit kept
¥17

Annual margin trends

Ordinary margin23.3%
FY ending Mar 2021: 17.5%17.5%FY ending Mar 2022: 25.3%25.3%FY ending Mar 2023: 11.0%11.0%FY ending Mar 2024: 17.9%17.9%FY ending Mar 2025: 19.6%19.6%FY ending Mar 2026: 23.3%23.3%FY21FY22FY23FY24FY25FY26
Net margin16.6%
FY ending Mar 2021: 12.9%12.9%FY ending Mar 2022: 18.6%18.6%FY ending Mar 2023: 12.0%12.0%FY ending Mar 2024: 12.5%12.5%FY ending Mar 2025: 13.7%13.7%FY ending Mar 2026: 16.6%16.6%FY21FY22FY23FY24FY25FY26

Aligned fiscal years compare the shares of revenue remaining as gross, core, and net profit. Missing years are left unconnected.

Sources

Show source documents (6)

  • EDINET (FSA Japan)

    有価証券報告書－第21期(2025/04/01－2026/03/31)

    ID S100YJQO2026-06-24Open

  • EDINET (FSA Japan)

    有価証券報告書－第20期(2024/04/01－2025/03/31)

    ID S100W4FB2025-06-25Open

  • EDINET (FSA Japan)

    有価証券報告書－第19期(2023/04/01－2024/03/31)

    ID S100TRA12024-06-25Open

  • EDINET (FSA Japan)

    有価証券報告書－第18期(2022/04/01－2023/03/31)

    ID S100R4ZI2023-06-27Open

  • EDINET (FSA Japan)

    有価証券報告書－第17期(令和3年4月1日－令和4年3月31日)

    ID S100OG6F2022-06-27Open

  • EDINET (FSA Japan)

    有価証券報告書－第16期(令和2年4月1日－令和3年3月31日)

    ID S100LT952021-06-29Open

Extracted from XBRL: 45 / Derived from other figures: 1

Spotted an error? Report it (corrections keep the original record)

Other periods

Analyze this page with AI

Markdown with figures, units, periods and sources, ready to paste into ChatGPT or Claude.

Open MarkdownShare on XSave image