Shinkin Central Bank8421その他金融業FY ending Mar 2026, consolidated, J-GAAP

What does Shinkin Central Bank do with its cash?

A bank's or insurer's cash flow statement swings with deposits, loans and securities trading, so it doesn't show how earnings are used. Instead, this shows how net income is split between dividends, buybacks and retained earnings.

Operating cash flow: -¥5.27T
Capex: ¥10.3B; of revenue 1.6%
Free cash flow: -¥5.28T
Returned to shareholders: ¥22.6B; of net income: 53%
Dividend per share: ¥3000
Payout ratio (reported): 46.4%

Five-year trend

Operating cash flow-¥5.27T

Free cash flow-¥5.28T

Net income¥43B

How to read this

Operating cash flow is the cash the core business actually brought in, including changes in receivables and inventory.
Free cash flow = operating cash flow − capital expenditure: a gauge of cash available for other uses.
Large "borrowing" or "cash drawdown" flows mean the company spent more than it generated that year.

Sources

Show source documents (6)

EDINET (FSA Japan)
訂正有価証券報告書－第76期(2025/04/01－2026/03/31)
ID S100YRHX2026-07-21Open
EDINET (FSA Japan)
有価証券報告書－第75期(2024/04/01－2025/03/31)
ID S100W4JN2025-06-25Open
EDINET (FSA Japan)
有価証券報告書－第74期(2023/04/01－2024/03/31)
ID S100TV5J2024-06-27Open
EDINET (FSA Japan)
有価証券報告書－第73期(2022/04/01－2023/03/31)
ID S100R8JH2023-06-29Open
EDINET (FSA Japan)
有価証券報告書－第72期(令和3年4月1日－令和4年3月31日)
ID S100OJPW2022-06-29Open
EDINET (FSA Japan)
有価証券報告書－第71期(令和2年4月1日－令和3年3月31日)
ID S100LTJJ2021-06-29Open

Extracted from XBRL: 37 / Derived from other figures: 2

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