Anshin Guarantor ServiceAnshin Guarantor Service Co.,Ltd.7183東証スタンダードその他金融業FY ending Mar 2026, non-consolidated, J-GAAP

Anshin Guarantor Service revenue and profit

Out of every ¥100 of sales, about ¥4 is left as operating profit. Revenue changed +14.6% from the prior year, operating profit +344.9%.

Five-year trend

Revenue¥6.16B
FY ending Mar 2022: ¥4.13B¥4.13BFY ending Mar 2023: ¥4.5B¥4.5BFY ending Mar 2024: ¥4.84B¥4.84BFY ending Mar 2025: ¥5.38B¥5.38BFY ending Mar 2026: ¥6.16B¥6.16BFY22FY23FY24FY25FY26
Operating income¥259M
FY ending Mar 2022: ¥457.6M¥457.6MFY ending Mar 2023: ¥571M¥571MFY ending Mar 2024: ¥439.3M¥439.3MFY ending Mar 2025: ¥58.2M¥58.2MFY ending Mar 2026: ¥259M¥259MFY22FY23FY24FY25FY26
Operating margin4.2%
FY ending Mar 2022: 11.1%11.1%FY ending Mar 2023: 12.7%12.7%FY ending Mar 2024: 9.1%9.1%FY ending Mar 2025: 1.1%1.1%FY ending Mar 2026: 4.2%4.2%FY22FY23FY24FY25FY26

What drives ROE

Net margin × asset turnover = ROA; ROA × financial leverage = ROE

Net margin4.7%
Asset turnover0.45×
ROA2.1%
ROA2.1%
Financial leverage5.58×
ROE11.8%

Denominators: average assets and average equity. Derived from reported values; ROE is shown only for positive profit and equity.

Net margin4.7%
2022: 9.7%9.7%2023: 10.5%10.5%2024: 7.7%7.7%2025: 1.7%1.7%2026: 4.7%4.7%2223242526
Asset turnover0.45×
2022: 0.51×0.51×2023: 0.51×0.51×2024: 0.47×0.47×2025: 0.45×0.45×2026: 0.45×0.45×2223242526
ROA2.1%
2022: 5.0%5.0%2023: 5.4%5.4%2024: 3.6%3.6%2025: 0.7%0.7%2026: 2.1%2.1%2223242526
Financial leverage5.58×
2022: 4.63×4.63×2023: 4.49×4.49×2024: 4.59×4.59×2025: 5.12×5.12×2026: 5.58×5.58×2223242526
ROE11.8%
2022: 23.0%23.0%2023: 24.2%24.2%2024: 16.7%16.7%2025: 3.8%3.8%2026: 11.8%11.8%2223242526
PeriodNet marginAsset turnoverROAFinancial leverageROE
20229.7%0.51×5.0%4.63×23.0%
202310.5%0.51×5.4%4.49×24.2%
20247.7%0.47×3.6%4.59×16.7%
20251.7%0.45×0.7%5.12×3.8%
20264.7%0.45×2.1%5.58×11.8%

Financial leverage can raise ROE; a higher value alone does not describe a company's overall condition.

Asset intensity and goodwill

Annual trends in tangible-asset ratios and goodwill balance.

PPE ÷ revenue0.7%
2021: 0.6%0.6%2022: 1.2%1.2%2023: 1.1%1.1%2024: 1.4%1.4%2025: 1.1%1.1%2026: 0.7%0.7%212223242526
PPE ÷ total assets0.3%
2021: 0.4%0.4%2022: 0.6%0.6%2023: 0.5%0.5%2024: 0.6%0.6%2025: 0.5%0.5%2026: 0.3%0.3%212223242526

Ratios are derived from reported values. Goodwill is shown only when separately reported; it is not inferred from combined intangible assets. Definition

Income statement (JPY millions)

ItemFY ending Mar 2022FY ending Mar 2023FY ending Mar 2024FY ending Mar 2025FY ending Mar 2026
Revenue4,1304,4984,8425,3766,162
Cost of revenue—————
Gross profit—————
SG&A—————
Operating income45857143958259
Pretax income584677551136404
Income tax18320617746112
Net income attributable to owners40147237490292
Operating margin11.1%12.7%9.1%1.1%4.2%

Balance sheet (reported items)

Year-end figures from filings. Unreported items are omitted. Interest-bearing debt excludes lease liabilities.

Assets

6%
0%
1%
0%
Other assets 93%

Funding

Other liabilities 82%
Equity 18%
0%

Each bar totals 100% of assets; other is the residual.

ItemFY ending Mar 2022FY ending Mar 2023FY ending Mar 2024FY ending Mar 2025FY ending Mar 2026
Cash and equivalents¥1.28B¥1.36B¥1.21B¥929.3M¥910.5M
Total assets¥8.07B¥9.47B¥11.1B¥12.9B¥14.8B
Net assets¥1.75B¥2.17B¥2.32B¥2.36B¥2.6B
Share capital¥680.9M¥680.9M¥680.9M¥680.9M¥680.9M
Property, plant and equipment¥50.1M¥47.4M¥68.7M¥58.9M¥40.6M
Intangible assets excluding goodwill¥194M¥154.7M¥129.6M¥139.8M¥133.2M
Investment securities¥314K¥397K¥605K¥572K¥619K
Current assets¥6.87B¥8.31B¥9.86B¥11.4B¥13.3B
Current liabilities¥6.31B¥7.3B¥8.78B¥10.5B¥12.2B
Short-term borrowings¥350M¥350M¥500M¥600M¥750M
Total liabilities¥6.32B¥7.31B¥8.79B¥10.5B¥12.2B
Equity attributable to owners of parent¥1.74B¥2.16B¥2.32B¥2.36B¥2.6B
Retained earnings¥626.7M¥1.04B¥1.36B¥1.4B¥1.64B
Treasury stock-¥33K-¥33K-¥161M-¥161M-¥161M

Sources

Show source documents (6)
  • EDINET (FSA Japan)

    有価証券報告書-第24期(2025/04/01-2026/03/31)

    ID S100YCZS2026-06-18Open
  • EDINET (FSA Japan)

    有価証券報告書-第23期(2024/04/01-2025/03/31)

    ID S100VZF12025-06-19Open
  • EDINET (FSA Japan)

    有価証券報告書-第22期(2023/04/01-2024/03/31)

    ID S100TPL52024-06-24Open
  • EDINET (FSA Japan)

    有価証券報告書-第21期(2022/04/01-2023/03/31)

    ID S100QZ7X2023-06-19Open
  • EDINET (FSA Japan)

    訂正有価証券報告書-第20期(令和3年4月1日-令和4年3月31日)

    ID S100OMEL2022-07-01Open
  • EDINET (FSA Japan)

    有価証券報告書-第19期(令和2年4月1日-令和3年3月31日)

    ID S100LL2K2021-06-22Open

Extracted from XBRL: 41 / Derived from other figures: 1

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