Japan Post InsuranceJAPAN POST INSURANCE Co. , Ltd.7181東証プライム保険業FY ending Mar 2026, consolidated, J-GAAP

Japan Post Insurance FY ending Mar 2026 results

Japan Post Insurance brought in ¥5.63T in ordinary revenue.

Out of every ¥100 of ordinary revenue, about ¥5 is left as ordinary profit.

Ordinary revenue changed -8.8% from the prior year, ordinary profit +59.7%.

Revenue and profit pattern

Revenue down, profit up

Revenue -8.8% · profit +59.7%, calculated from disclosed figures.

Operating leverage: -6.82× (profit growth ÷ revenue growth)

FY ending Mar 2025 → FY ending Mar 2026

Revenue for FY ending Mar 2026 was ¥5.63T, down -8.8% from ¥6.17T a year earlier.
Profit moved the other way: net income attributable to owners rose +36.7%, from ¥123.5B to ¥168.8B.
Operating cash flow was -¥1.88T, a larger outflow than the -¥1.63T of the prior year.

Sales of single-premium whole life policies dropped, which pulled premium income and revenue down.
Fewer new policies also meant a lighter first-year reserve charge, a cost insurers book when they sign new contracts, which lifted profit.
Higher interest rates and gains from domestic stocks and alternative assets widened the spread between investment returns and the rates promised to policyholders.

The number of policies in force keeps shrinking; if sales efforts fail to turn this around, results could suffer.
If interest rates rise faster than expected, more customers may cancel and move to higher-yielding products.
The company lists cyber attacks among its most important risks.

Annual Securities Report (20th fiscal period) / 経営者による財政状態、経営成績及びキャッシュ・フローの状況の分析 · Annual Securities Report (20th fiscal period) / 事業等のリスク

FY ending Mar 2025 → FY ending Mar 2026

For every ¥100 of ordinary revenue (a bank's or insurer's top line) Japan Post Insurance earns, how much goes where, and how much is kept.

FY ending Mar 2026

Ordinary margin4.8%

Net margin3.0%

Aligned fiscal years compare the shares of revenue remaining as gross, core, and net profit. Missing years are left unconnected.

Show source documents (6)

EDINET (FSA Japan)
有価証券報告書－第20期(2025/04/01－2026/03/31)
ID S100YD292026-06-18Open
EDINET (FSA Japan)
訂正有価証券報告書－第19期(2024/04/01－2025/03/31)
ID S100WF2P2025-07-30Open
EDINET (FSA Japan)
有価証券報告書－第18期(2023/04/01－2024/03/31)
ID S100TOB22024-06-20Open
EDINET (FSA Japan)
有価証券報告書－第17期(2022/04/01－2023/03/31)
ID S100QYAP2023-06-22Open
EDINET (FSA Japan)
有価証券報告書－第16期(令和3年4月1日－令和4年3月31日)
ID S100OA1O2022-06-20Open
EDINET (FSA Japan)
有価証券報告書－第15期(令和2年4月1日－令和3年3月31日)
ID S100LKJ82021-06-21Open

Extracted from XBRL: 38 / Derived from other figures: 1

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