Japan Post BankJAPAN POST BANK Co., Ltd.7182東証プライム銀行業FY ending Mar 2026, consolidated, J-GAAP

What does Japan Post Bank do with its cash?

A bank's or insurer's cash flow statement swings with deposits, loans and securities trading, so it doesn't show how earnings are used. Instead, this shows how net income is split between dividends, buybacks and retained earnings.

Operating cash flow: -¥9.44T
Capex: ¥42.6B; of revenue 1.5%
Free cash flow: -¥9.48T
Returned to shareholders: ¥274.1B; of net income: 52%
Dividend per share: ¥74
Payout ratio (reported): 50.0%

Five-year trend

Operating cash flow-¥9.44T

Free cash flow-¥9.48T

Net income¥525.6B

How to read this

Operating cash flow is the cash the core business actually brought in, including changes in receivables and inventory.
Free cash flow = operating cash flow − capital expenditure: a gauge of cash available for other uses.
Large "borrowing" or "cash drawdown" flows mean the company spent more than it generated that year.

Sources

Show source documents (6)

EDINET (FSA Japan)
有価証券報告書－第20期(2025/04/01－2026/03/31)
ID S100Y9G12026-06-18Open
EDINET (FSA Japan)
有価証券報告書－第19期(2024/04/01－2025/03/31)
ID S100VWHB2025-06-19Open
EDINET (FSA Japan)
有価証券報告書－第18期(2023/04/01－2024/03/31)
ID S100TN8H2024-06-20Open
EDINET (FSA Japan)
有価証券報告書－第17期(2022/04/01－2023/03/31)
ID S100QY3O2023-06-22Open
EDINET (FSA Japan)
有価証券報告書－第16期(令和3年4月1日－令和4年3月31日)
ID S100O7RP2022-06-20Open
EDINET (FSA Japan)
有価証券報告書－第15期(令和2年4月1日－令和3年3月31日)
ID S100LHP72021-06-21Open

Extracted from XBRL: 42 / Derived from other figures: 1

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