The Minami-Nippon BankThe Minami-Nippon Bank,Ltd.8554福岡証券取引所銀行業FY ending Mar 2026, consolidated, J-GAAP

What does The Minami-Nippon Bank do with its cash?

A bank's or insurer's cash flow statement swings with deposits, loans and securities trading, so it doesn't show how earnings are used. Instead, this shows how net income is split between dividends, buybacks and retained earnings.

Operating cash flow: ¥8.21B
Capex: ¥611M; of revenue 3.6%
Free cash flow: ¥7.6B
Returned to shareholders: ¥656M; of net income: 23%
Dividend per share: ¥50
Payout ratio (reported): 14.7%

Five-year trend

Operating cash flow¥8.21B

Free cash flow¥7.6B

Net income¥2.8B

How to read this

Operating cash flow is the cash the core business actually brought in, including changes in receivables and inventory.
Free cash flow = operating cash flow − capital expenditure: a gauge of cash available for other uses.
Large "borrowing" or "cash drawdown" flows mean the company spent more than it generated that year.

Sources

Show source documents (6)

EDINET (FSA Japan)
訂正有価証券報告書－第118期(2025/04/01－2026/03/31)
ID S100YMAO2026-06-26Open
EDINET (FSA Japan)
有価証券報告書－第117期(2024/04/01－2025/03/31)
ID S100W2PC2025-06-24Open
EDINET (FSA Japan)
有価証券報告書－第116期(2023/04/01－2024/03/31)
ID S100TRBH2024-06-25Open
EDINET (FSA Japan)
有価証券報告書－第115期(2022/04/01－2023/03/31)
ID S100R4Q52023-06-27Open
EDINET (FSA Japan)
有価証券報告書－第114期(令和3年4月1日－令和4年3月31日)
ID S100OEOC2022-06-24Open
EDINET (FSA Japan)
訂正有価証券報告書－第113期(令和2年4月1日－令和3年3月31日)
ID S100MLVK2021-10-15Open

Extracted from XBRL: 43 / Derived from other figures: 1

Spotted an error? Report it (corrections keep the original record)

Analyze this page with AI

Markdown with figures, units, periods and sources, ready to paste into ChatGPT or Claude.

Open Markdown Share on X Save image