Industry map/Finance & Business Services

Regional Banks industry map

Who earns the money in Regional Banks, and who keeps it. When a company spans several industries, only the relevant segment is counted.

FY2025 · 73 companies · ¥9.3T

Industry map

Companies ordered by revenue, connected by ownership (major shareholders). Arrows point from the shareholder to the investee.

Industry size (revenue)
¥9.3T

YoY +28.7%

Companies
73
Avg. salary(parent only)
¥7.1M

Avg. age 41.0

Industry weather
Sunny

Operating income +39.9%

Fukuoka Financial Group[8354]

#1
Revenue
¥621.2B▲36.3%
Operating income
—

Avg. salary ¥7.8M · 38.7(parent only)

Yokohama Financial Group[7186]

#2
Revenue
¥490.7B▲23.0%
Operating income
—

Avg. salary ¥10M · 44.6(parent only)

The Chiba Bank[8331]

#3
Revenue
¥445B▲22.9%
Operating income
—

Avg. salary ¥8.4M · 38.3(parent only)

Mebuki Financial Group[7167]

#4
Revenue
¥443.3B▲23.1%
Operating income
—

Avg. salary ¥13.1M · 47.5(parent only)

Shizuoka Financial Group[5831]

Banking

#5
Revenue
¥389.7B▲32.2%
Operating income
¥122.8B▲29.2%

Margin 31.5%

Whole company: Revenue ¥438.5B · Net income ¥90.5B

Avg. salary ¥11.1M · 39.5(parent only)

  • The Bank of Nagoya・Alliance

Kyoto Financial Group[5844]

#6▲
Revenue
¥366.7B▲119.2%
Operating income
—

Avg. salary ¥8.4M · 42.9(parent only)

Hachijuni Nagano Bank[8359]

Banking

#7▼
Revenue
¥263.3B▲22.4%
Operating income
¥79.4B▲28.8%

Margin 30.2%

Whole company: Revenue ¥305.4B · Net income ¥64.6B

Avg. salary ¥8.1M · 42.1(parent only)

Yamaguchi Finacial Group[8418]

#8▼
Revenue
¥261.9B▲22.7%
Operating income
—

Avg. salary ¥8.4M · 45.1(parent only)

Hokuhoku Financial Group[8377]

Hokuriku Bank + 1 more

#9▲
Revenue
¥253.2B▲35.4%
Operating income
—

Whole company: Revenue ¥277.5B · Net income ¥58.9B

Avg. salary ¥9.9M · 46.2(parent only)

Iyogin Holdings[5830]

Banking

#10▼
Revenue
¥242B▲14.7%
Operating income
¥98.2B▲32.2%

Margin 40.6%

Whole company: Revenue ¥266.1B · Net income ¥74.3B

Avg. salary ¥9.9M · 41.5(parent only)

Chugin Financial Group[5832]

Banking

#11▼
Revenue
¥226.1B▲18.8%
Operating income
¥52.5B▲46.6%

Margin 23.2%

Whole company: Revenue ¥249.1B · Net income ¥39.7B

Avg. salary ¥9.5M · 40.7(parent only)

Daishi Hokuetsu Financial Group[7327]

Banking business

#12▲
Revenue
¥224.4B▲40.2%
Operating income
¥56.7B▲61.4%

Margin 25.3%

Whole company: Revenue ¥260.3B · Net income ¥42.1B

Avg. salary ¥12.3M · 45.3(parent only)

  • The Gunma Bank・Alliance

※ Card revenue and operating income cover only the segment in this industry; “Whole company” shows consolidated revenue and net income.

Other companies: The Gunma Bank · Nishi-Nippon Financial Holdings · Kyushu Financial Group · Hirogin Holdings · The 77Bank · North Pacific Bank · Tokyo Kiraboshi Financial Group · THE Shiga Bank · CCI Group · The San-in Godo Bank · The Hyakugo Bank · Juroku Financial Group · The Ogaki Kyoritsu Bank · The Kiyo Bank · Aichi Financial Group · The Keiyo Bank · TOMONY Holdings · Suruga Bank · The Nanto Bank · The Hyakujushi Bank · The Bank of Nagoya · Senshu Ikeda Holdings · The Musashino Bank · THE Oita Bank · The Yamanashi Chuo Bank · The Miyazaki Bank · The Toho Bank · Procrea Holdings · The Fukui Bank · The Awa Bank · San ju San Financial Group · The Bank of Iwate · The Shikoku Bank · THE Bank of Saga · The Ehime Bank · The Chiba Kogyo Bank · FIDEA Holdings · The Yamagata Bank · THE Akita Bank · Bank of The Ryukyus …+21

The weather is derived mechanically from year-over-year totals of revenue and operating income (both up = sunny, both down = rainy).

Switch years to see how the map shifts

Who earns the money

Area = revenue from businesses in this industry. Color = operating margin.

LossHigh margin(middle = 0% margin)

Who makes a profit

Across = revenue (log scale), up = operating margin, bubble size = operating income.

Ranking and momentum

RankCompany (business)RevenueShareOp. marginCAGRFCF*
1Fukuoka Financial Group¥621.2B6.7%—+22.0%-¥261.5B
2Yokohama Financial Group¥490.7B5.3%—+14.3%-¥145.1B
3The Chiba Bank¥445B4.8%—+17.2%-¥1.34T
4Mebuki Financial Group¥443.3B4.8%—+13.4%-¥1.14T
5Shizuoka Financial GroupBanking¥389.7B4.2%31.5%+17.1%-¥293.1B
6▲9Kyoto Financial Group¥366.7B3.9%—+63.2%-¥1.1T
7▼1Hachijuni Nagano BankBanking¥263.3B2.8%30.2%+23.1%-¥452.3B
8▼1Yamaguchi Finacial Group¥261.9B2.8%—+15.5%-¥256.3B
9▲2Hokuhoku Financial GroupHokuriku Bank + 1 more¥253.2B2.7%—+12.2%¥64.9B
10▼2Iyogin HoldingsBanking¥242B2.6%40.6%+16.0%-¥170.6B
11▼1Chugin Financial GroupBanking¥226.1B2.4%23.2%+11.2%¥62B
12▲5Daishi Hokuetsu Financial GroupBanking business¥224.4B2.4%25.3%+20.6%-¥502.1B
13▼1The Gunma BankBanking¥222.6B2.4%35.4%+17.8%-¥176.3B
14▼1Nishi-Nippon Financial HoldingsBanking¥222B2.4%23.4%+15.3%-¥105.9B
15▼6Kyushu Financial GroupThe Higo Bank + 1 more¥215.1B2.3%24.7%+10.3%-¥76.4B
16Hirogin HoldingsBanking¥214.4B2.3%26.5%+18.0%-¥355.2B
17▼3The 77Bank¥211.2B2.3%—+15.6%-¥456.6B
18▲2North Pacific BankBanking¥204.9B2.2%17.5%+20.1%-¥385.8B
19Tokyo Kiraboshi Financial GroupBank segment¥162.1B1.7%35.5%+16.9%-¥146B
20▼2THE Shiga Bank¥159.1B1.7%—+12.8%-¥4.33B
21▲11CCI GroupBanking¥151.8B1.6%12.6%+20.2%-¥276.6B
22▼1The San-in Godo BankBanking business¥145.8B1.6%21.5%+16.9%¥127B
23▼1The Hyakugo BankBanking¥139.6B1.5%25.4%+14.8%¥24.1B
24▼1Juroku Financial GroupBanking¥133.4B1.4%30.1%+12.2%-¥210.4B
25▲5The Ogaki Kyoritsu BankBNK¥124.1B1.3%16.3%+15.6%¥7.33B
26▼2The Kiyo Bank¥114.9B1.2%—+8.9%-¥12.1B
27▼1Aichi Financial GroupBanking¥113.1B1.2%27.2%+20.3%¥178.6B
28▲3The Keiyo Bank¥108.7B1.2%—+13.4%-¥116.3B
29▼4TOMONY Holdings¥104.8B1.1%—+10.5%¥13.8B
30▼2Suruga BankBanking¥100.9B1.1%34.2%+4.8%-¥151.1B
31▼4The Nanto BankBanking¥99.9B1.1%23.7%+11.2%-¥443.2B
32▼3The Hyakujushi BankBanking¥99B1.1%28.0%+11.8%-¥145B
33▲1The Bank of NagoyaBanking¥96B1.0%28.4%+15.5%¥136.4B
34▼1Senshu Ikeda HoldingsBanking¥95.9B1.0%24.5%+9.9%¥21.6B
35▲1The Musashino BankBanking + 1 more¥92.2B1.0%24.8%+12.1%-¥16.7B
36▲2THE Oita BankBanking¥86.3B0.9%15.4%+18.0%-¥220.7B
37▲5The Yamanashi Chuo Bank¥86.1B0.9%—+16.8%-¥223.5B
38▼3The Miyazaki BankBanking¥84.5B0.9%22.7%+10.8%-¥112B
39▲5The Toho BankBanking¥81B0.9%19.9%+12.7%-¥94B
40▼3Procrea HoldingsBanking¥79.9B0.9%6.8%+7.8%-¥211.3B
41▼2The Fukui Bank¥79.1B0.9%—+14.6%-¥51.7B
42▼2The Awa BankBanking¥77.3B0.8%27.9%+9.8%¥10.5B
43San ju San Financial GroupBank¥75.4B0.8%21.9%+9.4%-¥55.2B
44▲8The Bank of IwateBanking¥71.4B0.8%17.8%+16.8%¥21.2B
45The Shikoku Bank¥69.5B0.7%—+12.4%-¥29.1B
46▲2THE Bank of SagaBanking + 1 more¥63.4B0.7%18.6%+15.4%-¥79.9B
47▼6The Ehime BankBanking¥62.8B0.7%15.8%+13.3%¥92.6B
48▼1The Chiba Kogyo BankBanking business¥60.1B0.6%20.4%+9.2%¥33.8B
49▼3FIDEA Holdings¥56.1B0.6%—+2.3%-¥43B
50The Yamagata BankBanking¥55.2B0.6%15.3%+10.8%¥18.1B

Showing the top 50. See all 73 in the list below

* FCF is company-wide (not disclosed by segment). CAGR covers the available years, up to five.

How they make money differently

Where each company's ¥100 of sales goes, and how much it keeps (company-wide).

Ownership links

From the major-shareholder section of annual securities reports.

The company on each card is a major shareholder of the companies listed under it (latest 'major shareholders' disclosure). 50%+ is labelled subsidiary and 20%+ affiliate, based on ownership alone. Stakes under 3% are omitted.

Compare the leaders side by side

All companies in Regional Banks (by revenue)

All 73 companies in this industry, ranked by revenue in each company's latest fiscal year. For companies that belong through one business segment, the figure is that segment's revenue.

  1. Fukuoka Financial Group¥621.2B
  2. Yokohama Financial Group¥490.7B
  3. The Chiba Bank¥445B
  4. Mebuki Financial Group¥443.3B
  5. Shizuoka Financial Group¥389.7B · 31.5%
  6. Kyoto Financial Group¥366.7B
  7. Hachijuni Nagano Bank¥263.3B · 30.2%
  8. Yamaguchi Finacial Group¥261.9B
  9. Hokuhoku Financial Group¥253.2B
  10. Iyogin Holdings¥242B · 40.6%
  11. Chugin Financial Group¥226.1B · 23.2%
  12. Daishi Hokuetsu Financial Group¥224.4B · 25.3%
  13. The Gunma Bank¥222.6B · 35.4%
  14. Nishi-Nippon Financial Holdings¥222B · 23.4%
  15. Kyushu Financial Group¥215.1B · 24.7%
  16. Hirogin Holdings¥214.4B · 26.5%
  17. The 77Bank¥211.2B
  18. North Pacific Bank¥204.9B · 17.5%
  19. Tokyo Kiraboshi Financial Group¥162.1B · 35.5%
  20. THE Shiga Bank¥159.1B
  21. CCI Group¥151.8B · 12.6%
  22. The San-in Godo Bank¥145.8B · 21.5%
  23. The Hyakugo Bank¥139.6B · 25.4%
  24. Juroku Financial Group¥133.4B · 30.1%
  25. The Ogaki Kyoritsu Bank¥124.1B · 16.3%
  26. The Kiyo Bank¥114.9B
  27. Aichi Financial Group¥113.1B · 27.2%
  28. The Keiyo Bank¥108.7B
  29. TOMONY Holdings¥104.8B
  30. Suruga Bank¥100.9B · 34.2%
  31. The Nanto Bank¥99.9B · 23.7%
  32. The Hyakujushi Bank¥99B · 28.0%
  33. The Bank of Nagoya¥96B · 28.4%
  34. Senshu Ikeda Holdings¥95.9B · 24.5%
  35. The Musashino Bank¥92.2B · 24.8%
  36. THE Oita Bank¥86.3B · 15.4%
  37. The Yamanashi Chuo Bank¥86.1B
  38. The Miyazaki Bank¥84.5B · 22.7%
  39. The Toho Bank¥81B · 19.9%
  40. Procrea Holdings¥79.9B · 6.8%
  41. The Fukui Bank¥79.1B
  42. The Awa Bank¥77.3B · 27.9%
  43. San ju San Financial Group¥75.4B · 21.9%
  44. The Bank of Iwate¥71.4B · 17.8%
  45. The Shikoku Bank¥69.5B
  46. THE Bank of Saga¥63.4B · 18.6%
  47. The Ehime Bank¥62.8B · 15.8%
  48. The Chiba Kogyo Bank¥60.1B · 20.4%
  49. FIDEA Holdings¥56.1B
  50. The Yamagata Bank¥55.2B · 15.3%
  51. THE Akita Bank¥54.9B · 20.5%
  52. Bank of The Ryukyus¥54.2B · 21.8%
  53. Okinawa Financial Group¥51.7B · 26.8%
  54. Tsukuba Bank¥50.3B
  55. THE Tochigi Bank¥47.7B · 18.6%
  56. THE First Bank of Toyama¥45.4B · 44.8%
  57. THE Towa Bank¥43.5B
  58. Jimoto Holdings¥37.4B · 7.6%
  59. THE Taiko Bank¥29.3B
  60. THE Shimizu Bank¥26.8B · 11.1%
  61. The Kita-Nippon Bank¥26.7B · 22.8%
  62. THE Bank of Kochi¥21.7B · 5.2%
  63. Tomato Bank¥20.3B · 12.7%
  64. THE Tottoribank¥19B
  65. The Chikuho Bank¥18.9B · 7.1%
  66. The Minami-Nippon Bank¥17.1B
  67. THE Tohoku Bank¥16.3B · 15.0%
  68. The Miyazaki Taiyo Bank¥15.7B · 15.6%
  69. THE Daito Bank¥14.1B · 17.1%
  70. THE Fukushima Bank¥12.8B · 4.8%
  71. The Bank of Toyama¥12B · 14.7%
  72. THE Howa Bank¥12B
  73. THE Shimane Bank¥9.79B · 3.9%

Revenue · Op. margin

Related industries

Analyze this page with AI

Markdown with figures, units, periods and sources, ready to paste into ChatGPT or Claude.