Industry map/Finance & Business Services
Leasing industry map
Who earns the money in Leasing, and who keeps it. When a company spans several industries, only the relevant segment is counted.
FY2025 · 110 companies · ¥21.3T
Industry map
Companies ordered by revenue, connected by ownership (major shareholders). Arrows point from the shareholder to the investee.
- Industry size (revenue)
- ¥21.3T
- Companies
- 110
- Avg. salary（parent only）
- ¥7M
- Industry weather
- Sunny
YoY +8.4%
Avg. age 41.2
Operating income +7.7%
Toyota Motor[7203]
Financial Services
- Revenue
- ¥4.82T▲8.6%
- Operating income
- ¥851.7B▲24.6%
Margin 17.7%
Whole company: Revenue ¥50.7T · Net income ¥3.85T
Avg. salary ¥10.1M · 40.5（parent only）
- Isuzu Motors・Capital alliance
Isuzu Motors[7202]
Financial services
- Revenue
- ¥201.8B▲13.7%
- Operating income
- ¥13.9B▼4.0%
Margin 6.9%
Whole company: Revenue ¥3.48T · Net income ¥134.9B
Avg. salary ¥8.4M · 40.1（parent only）
- Toyota Motor owns 5.7%
- Toyota Motor・Capital alliance
Honda Motor[7267]
Financial services business
- Revenue
- ¥3.53T▲0.6%
- Operating income
- ¥275.5B▼12.7%
Margin 7.8%
Whole company: Revenue ¥21.8T · Net income -¥423.9B
Avg. salary ¥9.3M · 43.9（parent only）
Orix[8591]
- Revenue
- ¥3.33T▲15.9%
- Operating income
- —
Avg. salary ¥10.4M · 44.2（parent only）
Mitsubishi HC Capital[8593]
Customer Solutions unit + 6 more
- Revenue
- ¥2.21T▲6.0%
- Operating income
- —
Whole company: Revenue ¥2.22T · Net income ¥162.2B
Avg. salary ¥10.3M · 40.6（parent only）
Tokyo Century[8439]
Equipment leasing + 4 more
- Revenue
- ¥1.46T▲6.5%
- Operating income
- —
Whole company: Revenue ¥1.46T · Net income ¥111.3B
Avg. salary ¥9.3M · 43.0（parent only）
Nissan Motor[7201]
Sales financing
- Revenue
- ¥1.25T▲4.4%
- Operating income
- ¥297.9B▲4.3%
Margin 23.9%
Whole company: Revenue ¥12T · Net income -¥533.1B
Avg. salary ¥8.6M · 40.9（parent only）
- Mitsubishi Motors・Capital alliance
Mizuho Leasing[8425]
Leasing,Installment sales + 1 more
- Revenue
- ¥907B▲32.1%
- Operating income
- ¥43.9B▼15.9%
Margin 4.8%
Whole company: Revenue ¥921.6B · Net income ¥47.6B
Avg. salary ¥9.7M · 44.6（parent only）
- Ricoh Leasing Company owns 2.6%
Ricoh Leasing Company[8566]
Lease and Finance business
- Revenue
- ¥316.4B▲8.0%
- Operating income
- ¥20.8B▼2.1%
Margin 6.6%
Whole company: Revenue ¥338.6B · Net income ¥12.8B
Avg. salary ¥8.1M · 41.5（parent only）
- Mizuho Leasing owns 19.9%
Fuyo General Lease[8424]
Lease and Installment Sales + 1 more
- Revenue
- ¥722.6B▲16.0%
- Operating income
- ¥45.7B▼33.6%
Margin 6.3%
Whole company: Revenue ¥788.7B · Net income ¥21.6B
Avg. salary ¥9.8M · 40.9（parent only）
NEC Capital Solutions[8793]
Leasing + 1 more
- Revenue
- ¥250.3B▲5.7%
- Operating income
- ¥8.14B▲12.2%
Margin 3.3%
Whole company: Revenue ¥306.2B · Net income ¥9.18B
Avg. salary ¥8.3M · 44.3（parent only）
- SBI Shinsei Bank owns 43.5%
Nishio Holdings[9699]
Rental-related business
- Revenue
- ¥207.2B▲8.2%
- Operating income
- ¥18.9B▲9.7%
Margin 9.1%
Whole company: Revenue ¥215B · Net income ¥12.1B
Avg. salary ¥7.2M · 45.0（parent only）
※ Card revenue and operating income cover only the segment in this industry; “Whole company” shows consolidated revenue and net income.
Other companies: Kanamoto · Park24 · Gecoss · Yamaha Motor · Wakita & · SBI Leasing Services · Ichinen Holdings · Sankyo Frontier · Rent · Nakamichi Leasing · The Ogaki Kyoritsu Bank · Mitsubishi Motors · Kyushu Financial Group · Marufuji Sheet Piling · Hachijuni Nagano Bank · Japan Investment Adviser · The Gunma Bank · Shizuoka Financial Group · NAGAWA Co . · Financial Partners Group · Takamiya · Juroku Financial Group · Universal Engeisha · Koyou Rentia · Kyushu Leasing Service · North Pacific Bank · Hirogin Holdings · NEXYZ.Group · The Bank of Nagoya · Daishi Hokuetsu Financial Group · Iyogin Holdings · Bank of The Ryukyus · Maruken Lease · Tokai Lease · The Awa Bank · Alinco · The San-in Godo Bank · San ju San Financial Group · The Hyakugo Bank · Tokyo Kiraboshi Financial Group …+58
The weather is derived mechanically from year-over-year totals of revenue and operating income (both up = sunny, both down = rainy).
Who earns the money
Area = revenue from businesses in this industry. Color = operating margin.
Who makes a profit
Across = revenue (log scale), up = operating margin, bubble size = operating income.
Ranking and momentum
| Rank | Company (business) | Revenue | Share | Op. margin | CAGR | FCF* |
|---|---|---|---|---|---|---|
| 1 | Toyota MotorFinancial Services | ¥4.82T | 22.7% | 17.7% | +20.2% | ¥3.32T |
| 2 | Honda MotorFinancial services business | ¥3.53T | 16.6% | 7.8% | +5.8% | ¥523.2B |
| 3 | Orix | ¥3.33T | 15.7% | — | +7.3% | — |
| 4 | Mitsubishi HC CapitalCustomer Solutions unit + 6 more | ¥2.21T | 10.4% | — | +10.3% | — |
| 5 | Tokyo CenturyEquipment leasing + 4 more | ¥1.46T | 6.8% | — | +11.7% | — |
| 6 | Nissan MotorSales financing | ¥1.25T | 5.9% | 23.9% | +5.6% | ¥299.8B |
| 7 | Mizuho LeasingLeasing,Installment sales + 1 more | ¥907B | 4.3% | 4.8% | +13.1% | — |
| 8 | Fuyo General LeaseLease and Installment Sales + 1 more | ¥722.6B | 3.4% | 6.3% | +4.1% | — |
| 9 | Ricoh Leasing CompanyLease and Finance business | ¥316.4B | 1.5% | 6.6% | +1.9% | — |
| 10 | NEC Capital SolutionsLeasing + 1 more | ¥250.3B | 1.2% | 3.3% | +2.2% | — |
| 11 | Nishio HoldingsRental-related business | ¥207.2B | 1.0% | 9.1% | +7.7% | ¥27.2B |
| 12▲1 | Isuzu MotorsFinancial services | ¥201.8B | 0.9% | 6.9% | — | ¥31.2B |
| 13▼1 | KanamotoBusiness related to the Construction Equipment Rental Division | ¥190.2B | 0.9% | 8.3% | +2.7% | ¥43.2B |
| 14▲1 | Park24Mobility | ¥128.2B | 0.6% | 11.6% | — | ¥17.4B |
| 15▲1 | GecossHeavy temporary construction + 1 more | ¥115.7B | 0.5% | 7.8% | +0.4% | — |
| 16▼2 | Yamaha MotorFinancial services | ¥114B | 0.5% | 18.5% | — | ¥25.3B |
| 17 | Wakita &Construction machinery business + 1 more | ¥87.6B | 0.4% | 3.9% | +5.9% | ¥11.8B |
| 18▲4 | SBI Leasing Services | ¥64.3B | 0.3% | 15.1% | +21.4% | -¥5M |
| 19▼1 | Ichinen HoldingsAutomotive integrated service business | ¥63.9B | 0.3% | 10.6% | +4.5% | ¥4.58B |
| 20▼1 | Sankyo Frontier | ¥54.3B | 0.3% | 14.7% | +0.4% | ¥1.89B |
| 21 | Rent | ¥49.1B | 0.2% | 8.0% | +12.4% | ¥813.5M |
| 22▼2 | Nakamichi LeasingLease, installment, operating loans | ¥46.8B | 0.2% | 3.5% | +7.1% | — |
| 23 | The Ogaki Kyoritsu BankLEA | ¥43.1B | 0.2% | 5.1% | +3.0% | ¥7.33B |
| 24▲1 | Mitsubishi MotorsFinancial business | ¥42B | 0.2% | 6.7% | +4.2% | -¥87.1B |
| 25▼1 | Kyushu Financial GroupLeasing | ¥40.7B | 0.2% | 3.4% | +2.3% | -¥76.4B |
| 26▲1 | Marufuji Sheet Piling | ¥40.3B | 0.2% | 5.2% | +6.1% | ¥568M |
| 27▼1 | Hachijuni Nagano BankLeasing | ¥39.1B | 0.2% | 5.8% | +4.7% | -¥452.3B |
| 28▲1 | Japan Investment Adviser | ¥38.7B | 0.2% | 48.8% | +28.7% | -¥8.66B |
| 29▲1 | The Gunma BankLeasing | ¥35.3B | 0.2% | 4.7% | +5.2% | -¥176.3B |
| 30▼2 | Shizuoka Financial GroupLeasing | ¥32.3B | 0.2% | 5.0% | -2.7% | -¥293.1B |
| 31 | NAGAWA Co .Modular building business + 1 more | ¥30.2B | 0.1% | 12.6% | — | — |
| 32▲1 | Financial Partners GroupLeasing Fund Business | ¥29.8B | 0.1% | — | — | ¥108B |
| 33▼1 | Takamiyarental business + 1 more | ¥28.5B | 0.1% | 14.5% | +1.7% | ¥3.67B |
| 34 | Juroku Financial GroupLeasing | ¥27.2B | 0.1% | 3.5% | +1.0% | -¥210.4B |
| 35▲4 | Universal EngeishaGreen business + 3 more | ¥26.9B | 0.1% | 17.7% | +21.4% | ¥2.03B |
| 36▲1 | Koyou RentiaRental-related business + 1 more | ¥25.5B | 0.1% | 10.1% | +10.3% | ¥3.04B |
| 37▼2 | Kyushu Leasing ServiceLeasing and installment + 1 more | ¥24.5B | 0.1% | 14.3% | +6.6% | — |
| 38▼2 | North Pacific BankLeasing | ¥24.4B | 0.1% | 3.5% | +3.4% | -¥385.8B |
| 39▼1 | Hirogin HoldingsLeasing | ¥23.5B | 0.1% | 6.1% | +2.4% | -¥355.2B |
| 40▲2 | NEXYZ.GroupEmbedded Finance | ¥23.2B | 0.1% | 7.2% | — | ¥1.62B |
| 41▼1 | The Bank of NagoyaLeasing | ¥22.9B | 0.1% | 3.3% | +4.6% | ¥136.4B |
| 42▼1 | Daishi Hokuetsu Financial GroupLeasing business | ¥22.4B | 0.1% | 0.2% | +2.0% | -¥502.1B |
| 43▲1 | Iyogin HoldingsLeasing | ¥21.5B | 0.1% | 2.4% | +10.3% | -¥170.6B |
| 44▼1 | Bank of The RyukyusLeasing business | ¥19.5B | 0.1% | 4.0% | +5.2% | ¥13.2B |
| 45▲2 | Maruken LeaseSale and rental of construction material | ¥19.4B | 0.1% | 10.0% | +7.0% | -¥149M |
| 46▼1 | Tokai Lease | ¥18.9B | 0.1% | 6.4% | +3.5% | — |
| 47▲3 | The Awa BankLeasing | ¥18B | 0.1% | 4.5% | +5.1% | ¥10.5B |
| 48▼2 | AlincoLeasing | ¥17.9B | 0.1% | 7.1% | +2.9% | -¥549.9M |
| 49 | The San-in Godo BankLeasing business | ¥17.6B | 0.1% | 0.6% | +2.4% | ¥127B |
| 50▲3 | San ju San Financial GroupLease | ¥17.2B | 0.1% | 0.9% | +0.4% | -¥55.2B |
Showing the top 50. See all 110 in the list below
* FCF is company-wide (not disclosed by segment). CAGR covers the available years, up to five.
How they make money differently
Where each company's ¥100 of sales goes, and how much it keeps (company-wide).
- Cost of sales
- Ordinary expenses
- SG&A
- Other
- Operating profit
- Ordinary profit
- Kyushu Financial Group8020
- SBI Leasing Services78715
- Sankyo Frontier592615
- The Ogaki Kyoritsu Bank8713
- Mitsubishi HC Capital771211
- Tokyo Century781210
- Nishio Holdings60319
- Park2474179
- Toyota Motor7798
- Kanamoto70228
- Rent68248
- Gecoss77167
- Ichinen Holdings78157
- Ricoh Leasing Company859
- Isuzu Motors8113
- Wakita &7024
- Mizuho Leasing90
- Fuyo General Lease878
- Yamaha Motor6927
- Marufuji Sheet Piling8114
- NEC Capital Solutions889
- Nakamichi Leasing91
- Mitsubishi Motors8413
- Nissan Motor8712
- Honda Motor84117loss ¥2
Showing the 25 largest companies by revenue.
Ownership links
From the major-shareholder section of annual securities reports.
- SBIホールディングス株式会社Outside
- SubsidiarySBI Shinsei Bank71.2%
- SBI Shinsei BankIn industry
- AffiliateNEC Capital Solutions43.5%
- 丸紅株式会社Outside
- AffiliateMaruken Lease36.8%
- AffiliateMizuho Leasing20.0%
- 株式会社リコーOutside
- AffiliateRicoh Leasing Company33.6%
- 株式会社西日本フィナンシャルホールディングスOutside
- AffiliateKyushu Leasing Service29.9%
- 伊藤忠商事株式会社Outside
- AffiliateTokyo Century29.9%
- ＥＮＥＯＳホールディングス株式会社Outside
- AffiliateJapan Oil Transportation29.5%
- StakeFuji United Holdings Company15.2%
- フリージア・マクロス株式会社Outside
- AffiliateGiken Holdings27.5%
- Nissan MotorIn industry
- AffiliateMitsubishi Motors26.7%
- 株式会社みずほフィナンシャルグループOutside
- AffiliateMizuho Leasing23.1%
- 夢みつけ隊株式会社Outside
- AffiliateGiken Holdings22.3%
- 三菱商事株式会社Outside
- AffiliateMitsubishi Motors22.2%
- StakeMitsubishi HC Capital18.4%
- StakeIsuzu Motors9.2%
- Mizuho LeasingIn industry
- AffiliateGecoss20.0%
- StakeRicoh Leasing Companycross-held19.9%
- The Toho BankIn industry
- StakeTHE Daito Bank19.6%
- 株式会社千葉銀行Outside
- StakeThe Chiba Kogyo Bank19.1%
- Giken HoldingsIn industry
- StakeNikken Kogaku16.8%
- StakeTHE Bank of Kochi14.9%
- StakeTHE Fukushima Bank5.3%
- 株式会社三菱ＵＦＪフィナンシャル・グループOutside
- StakeMitsubishi HC Capital14.5%
- ヒューリック株式会社Outside
- StakeFuyo General Lease13.9%
- 日本電気株式会社Outside
- StakeNEC Capital Solutions11.8%
- Fuyo General LeaseIn industry
- StakeNakamichi Leasing11.5%
- ＮＴＴ株式会社Outside
- StakeTokyo Century10.0%
- 双日株式会社Outside
- StakeRent10.0%
- 豊田通商株式会社Outside
- StakeKimura Unity9.7%
- The Miyazaki BankIn industry
- StakeThe Miyazaki Taiyo Bank9.5%
The company on each card is a major shareholder of the companies listed under it (latest 'major shareholders' disclosure). 50%+ is labelled subsidiary and 20%+ affiliate, based on ownership alone. Stakes under 3% are omitted. Showing up to 24 shareholder cards.
Compare the leaders side by side
All companies in Leasing (by revenue)
All 110 companies in this industry, ranked by revenue in each company's latest fiscal year. For companies that belong through one business segment, the figure is that segment's revenue.
- Toyota Motor¥4.82T · 17.7%
- Honda Motor¥3.53T · 7.8%
- Orix¥3.33T
- Mitsubishi HC Capital¥2.21T
- Tokyo Century¥1.46T
- Nissan Motor¥1.25T · 23.9%
- Mizuho Leasing¥907B · 4.8%
- Fuyo General Lease¥722.6B · 6.3%
- Ricoh Leasing Company¥316.4B · 6.6%
- NEC Capital Solutions¥250.3B · 3.3%
- Nishio Holdings¥207.2B · 9.1%
- Isuzu Motors¥201.8B · 6.9%
- Kanamoto¥190.2B · 8.3%
- Park24¥128.2B · 11.6%
- Gecoss¥115.7B · 7.8%
- Yamaha Motor¥114B · 18.5%
- Wakita &¥87.6B · 3.9%
- SBI Leasing Services¥64.3B · 15.1%
- Ichinen Holdings¥63.9B · 10.6%
- Sankyo Frontier¥54.3B · 14.7%
- Rent¥52.9B · 8.3%
- Nakamichi Leasing¥46.8B · 3.5%
- The Ogaki Kyoritsu Bank¥43.1B · 5.1%
- Mitsubishi Motors¥42B · 6.7%
- Kyushu Financial Group¥40.7B · 3.4%
- Marufuji Sheet Piling¥40.3B · 5.2%
- Hachijuni Nagano Bank¥39.1B · 5.8%
- Japan Investment Adviser¥38.7B · 48.8%
- The Gunma Bank¥35.3B · 4.7%
- Shizuoka Financial Group¥32.3B · 5.0%
- Universal Engeisha¥31B · 17.3%
- NAGAWA Co .¥30.2B · 12.6%
- Financial Partners Group¥29.8B
- Takamiya¥28.5B · 14.5%
- Juroku Financial Group¥27.2B · 3.5%
- Koyou Rentia¥25.5B · 10.1%
- Kyushu Leasing Service¥24.5B · 14.3%
- North Pacific Bank¥24.4B · 3.5%
- Hirogin Holdings¥23.5B · 6.1%
- NEXYZ.Group¥23.2B · 7.2%
- The Bank of Nagoya¥22.9B · 3.3%
- Daishi Hokuetsu Financial Group¥22.4B · 0.2%
- Iyogin Holdings¥21.5B · 2.4%
- Bank of The Ryukyus¥19.5B · 4.0%
- Maruken Lease¥19.4B · 10.0%
- Tokai Lease¥18.9B · 6.4%
- The Awa Bank¥18B · 4.5%
- Alinco¥17.9B · 7.1%
- The San-in Godo Bank¥17.6B · 0.6%
- San ju San Financial Group¥17.2B · 0.9%
- The Hyakugo Bank¥17.1B · 4.2%
- Tokyo Kiraboshi Financial Group¥15.8B · 3.0%
- UPR¥15.4B · 11.6%
- CCI Group¥15.3B · 3.7%
- Kimura Unity¥14.8B · 8.2%
- Credit Saison¥14.8B · 31.6%
- Chugin Financial Group¥14.4B · 3.8%
- Nanyo¥14.4B · 14.7%
- Procrea Holdings¥13.5B · 4.7%
- Senshu Ikeda Holdings¥13.2B · 4.8%
- Okinawa Financial Group¥12.3B · 3.2%
- The Nanto Bank¥11.9B · 0.6%
- The Musashino Bank¥11.7B · 3.6%
- ENDO Lighting¥11.2B · 8.7%
- THE Oita Bank¥10.1B · 4.5%
- Japan Oil Transportation¥9.56B · 1.5%
- The Toho Bank¥8.93B · 7.6%
- The Chiba Kogyo Bank¥8.48B · 3.5%
- UNISOL Holdings¥8.16B · 1.8%
- THE Bank of Saga¥7.79B · 4.1%
- The Hyakujushi Bank¥7.47B · 5.6%
- Aichi Financial Group¥6.86B · 0.6%
- Pacific Net¥6.8B · 10.8%
- The Chikuho Bank¥6.77B · 2.2%
- The Yamagata Bank¥6.49B · 3.7%
- THE Shimizu Bank¥6.38B · 4.4%
- THE Bank of Kochi¥6.25B · 3.9%
- Jimoto Holdings¥6.14B · 4.1%
- THE First Bank of Toyama¥6.05B · 1.8%
- Tomato Bank¥5.96B · 5.2%
- THE Akita Bank¥5.32B · 3.5%
- CTS¥5.24B · 18.4%
- The Miyazaki Bank¥5.04B · 9.5%
- Asnova¥4.92B · 13.1%
- The Bank of Iwate¥4.77B · 2.9%
- Nyle¥4.46B · -5.2%
- Orvis¥4.36B · 8.1%
- THE Tochigi Bank¥4.02B · 14.4%
- The Ehime Bank¥3.68B · 3.5%
- The Kita-Nippon Bank¥3.41B · 4.6%
- THE Shimane Bank¥2.45B · 2.1%
- Fuji United Holdings Company¥2.35B · 14.0%
- The Miyazaki Taiyo Bank¥2.27B · 5.5%
- THE Fukushima Bank¥2.26B · 3.1%
- Yondenko¥1.78B · 15.3%
- The Bank of Toyama¥1.74B · 0.9%
- D&M Company¥1.62B · 16.8%
- Nikken Kogaku¥1.53B · 3.9%
- Fuji¥1.42B · 0.7%
- Giken Holdings¥1.35B · 28.0%
- THE Tohoku Bank¥1.21B · 3.8%
- THE Daito Bank¥1.07B · 4.4%
- Chubu Steel Plate¥785M · 15.5%
- Kimura¥775.4M · -0.1%
- Ohmori¥579.2M · 15.5%
- Toukei Computer¥353.8M · 18.8%
- Musashi¥297M · 72.0%
- Ledax¥131.2M · -4.0%
- Daiichi Jitsugyo¥71M · 78.9%
- Quants Research Institute Holdings¥4.5M · -2966.1%
Revenue · Op. margin
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