MS&AD Insurance Group HoldingsMS&AD Insurance Group Holdings, Inc.8725東証プライム保険業FY ending Mar 2026, consolidated, IFRS
Revenue changed +8.2% from the prior year.
Net margin × asset turnover = ROA; ROA × financial leverage = ROE
Denominators: average assets and average equity. Derived from reported values; ROE is shown only for positive profit and equity.
| Period | Net margin | Asset turnover | ROA | Financial leverage | ROE |
|---|---|---|---|---|---|
| 2022 | — | —× | — | —× | — |
| 2023 | — | —× | — | —× | — |
| 2024 | — | —× | — | —× | — |
| 2025 | — | —× | — | —× | — |
| 2026 | 7.9% | 0.23× | 1.8% | 4.78× | 8.7% |
Financial leverage can raise ROE; a higher value alone does not describe a company's overall condition.
Annual trends in tangible-asset ratios and goodwill balance.
Ratios are derived from reported values. Goodwill is shown only when separately reported; it is not inferred from combined intangible assets. Definition
| Item | FY ending Mar 2022 | FY ending Mar 2023 | FY ending Mar 2024 | FY ending Mar 2025 | FY ending Mar 2026 |
|---|---|---|---|---|---|
| Revenue | 4,129,089 | 4,391,666 | 4,996,986 | 5,949,509 | 6,436,026 |
| Cost of revenue | — | — | — | — | — |
| Gross profit | — | — | — | — | — |
| SG&A | — | — | — | — | — |
| Operating income | — | — | — | — | — |
| Pretax income | 370,027 | 296,605 | 462,263 | 458,500 | 703,521 |
| Income tax | 104,078 | 82,014 | 89,443 | 152,709 | 187,389 |
| Net income attributable to owners | 262,799 | 211,006 | 369,266 | 300,191 | 510,612 |
| Operating margin | — | — | — | — | — |
Year-end figures from filings. Unreported items are omitted. Interest-bearing debt excludes lease liabilities.
Each bar totals 100% of assets; other is the residual.
| Item | FY ending Mar 2022 | FY ending Mar 2023 | FY ending Mar 2024 | FY ending Mar 2025 | FY ending Mar 2026 |
|---|---|---|---|---|---|
| Cash and equivalents | ¥2.26T | ¥2.65T | ¥2.85T | ¥2.34T | ¥2.51T |
| Total assets | ¥25T | ¥24.3T | ¥28.1T | ¥26.8T | ¥29.6T |
| Net assets | ¥3.3T | ¥3.14T | ¥5.93T | ¥5.43T | ¥6.48T |
| Share capital | ¥100.5B | ¥100.8B | ¥101.1B | ¥101.4B | ¥101.4B |
| Property, plant and equipment | ¥487.7B | ¥476.7B | ¥340.3B | ¥341.1B | ¥375.1B |
| Intangible assets excluding goodwill | ¥443.2B | ¥496.1B | ¥490.5B | ¥478B | — |
| Goodwill | ¥124.9B | ¥143.2B | ¥117.2B | ¥36.9B | ¥41.1B |
| Bonds | ¥782.9B | ¥714.7B | ¥715B | ¥590.6B | — |
| Total liabilities | ¥21.7T | ¥21.2T | ¥22.1T | ¥21.4T | ¥23.1T |
| Non-controlling interests | ¥43.1B | ¥47.4B | ¥46.4B | ¥52.2B | — |
| Equity attributable to owners of parent | ¥1.75T | ¥1.82T | ¥5.88T | ¥5.38T | ¥6.42T |
| Retained earnings | ¥1.25T | ¥1.38T | ¥3.94T | ¥4.44T | ¥4.93T |
| Treasury stock | -¥159.8B | -¥6.66B | -¥36.8B | -¥285.5B | -¥150.6B |
EDINET (FSA Japan)
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有価証券報告書－第13期(令和2年4月1日－令和3年3月31日)
Extracted from XBRL: 37 / Derived from other figures: 1
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