Rakuten BankRakuten Bank, Ltd.5838東証プライム銀行業FY ending Mar 2026, consolidated, J-GAAP

Rakuten Bank FY ending Mar 2024 results

Rakuten Bank brought in ¥137.9B in ordinary revenue.

Out of every ¥100 of ordinary revenue, about ¥35 is left as ordinary profit.

Ordinary revenue changed +14.5% from the prior year, ordinary profit +24.8%.

Revenue and profit pattern

Revenue and profit upProfit grew faster

Revenue +14.5% · profit +24.8%, calculated from disclosed figures.

Operating leverage: 1.71× (profit growth ÷ revenue growth)

What changed from last year

FY ending Mar 2023 → FY ending Mar 2024

Revenue
+14.5%¥120.4B → ¥137.9B
Net income attributable to owners
+24.4%¥27.7B → ¥34.4B
Operating cash flow
+72.8%¥594.7B → ¥1.03T
Free cash flow
+73.5%¥586.9B → ¥1.02T

Where the money goes

FY ending Mar 2023 → FY ending Mar 2024

Where ¥100 of ordinary revenue goes

For every ¥100 of ordinary revenue (a bank's or insurer's top line) Rakuten Bank earns, how much goes where, and how much is kept.

FY ending Mar 2024
Ordinary expenses
¥65
Ordinary profit
¥35
Net profit kept
¥25

Annual margin trends

Ordinary margin35.1%
FY ending Mar 2021: 26.7%26.7%FY ending Mar 2022: 26.3%26.3%FY ending Mar 2023: 32.2%32.2%FY ending Mar 2024: 35.1%35.1%FY21FY22FY23FY24
Net margin25.0%
FY ending Mar 2021: 18.7%18.7%FY ending Mar 2022: 18.9%18.9%FY ending Mar 2023: 23.0%23.0%FY ending Mar 2024: 25.0%25.0%FY21FY22FY23FY24

Aligned fiscal years compare the shares of revenue remaining as gross, core, and net profit. Missing years are left unconnected.

Sources

Show source documents (4)
  • EDINET (FSA Japan)

    有価証券報告書-第27期(2025/04/01-2026/03/31)

    ID S100YGME2026-06-22Open
  • EDINET (FSA Japan)

    有価証券報告書-第26期(2024/04/01-2025/03/31)

    ID S100W2TC2025-06-23Open
  • EDINET (FSA Japan)

    訂正有価証券報告書-第25期(2023/04/01-2024/03/31)

    ID S100VGRF2025-03-26Open
  • EDINET (FSA Japan)

    有価証券報告書-第24期(2022/04/01-2023/03/31)

    ID S100QZUI2023-06-21Open

Extracted from XBRL: 39 / Derived from other figures: 1

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