Ricoh Leasing CompanyRICOH LEASING COMPANY,LTD.8566東証プライムその他金融業FY ending Mar 2026, consolidated, J-GAAP

Ricoh Leasing Company FY ending Mar 2026 results

About 93% of Ricoh Leasing Company's sales come from Lease and Finance business, with Investment business and Service business making up much of the rest.

Out of every ¥100 of sales, about ¥6 is left as operating profit.

Revenue changed +8.5% from the prior year, operating profit -5.1%.

Revenue and profit pattern

Revenue up, profit downRevenue grew faster

Revenue +8.5% · profit -5.1%, calculated from disclosed figures.

Operating leverage: -0.60× (profit growth ÷ revenue growth)

What changed from last year

FY ending Mar 2025 → FY ending Mar 2026

Revenue: +8.5%¥312.2B → ¥338.6B
Gross profit: +3.3%¥48.5B → ¥50.2B
Operating income: -5.1%¥21.7B → ¥20.6B
Net income attributable to owners: -18.1%¥15.7B → ¥12.8B
Operating cash flow: Loss-¥94.4B → -¥51.7B

Results at a glance

Revenue for the FY ending Mar 2026 was ¥338.6B, up +8.5% from ¥312.2B.
Gross profit rose +3.3% to ¥50.2B, but operating income slipped -5.1% to ¥20.6B.
Net income attributable to owners fell -18.1%, from ¥15.7B to ¥12.8B.
Operating cash flow stayed negative at -¥51.7B, though the outflow was smaller than the prior year's -¥94.4B.

What drove the change

New contracts grew on PC replacement demand and on equipment spending to cope with labor shortages, and the larger asset base lifted revenue
Funding costs rose with interest rates, but asset growth and better yields absorbed them, so gross profit still increased
Spending on people and IT pushed operating income down, and an impairment of goodwill on Welfare Suzuran, a nursing-care subsidiary, weighed on net income

Things to watch

Leases and loans run for years, so an economic downturn could raise late payments and bankruptcies and push up credit costs
Part of the borrowing is at floating rates, so higher market rates could squeeze profit; a rating downgrade could also make funding harder
Eruptions, major earthquakes and other disasters could harm staff, offices and customers

Annual Securities Report, 50th term (Apr 2025 – Mar 2026) / 経営者による財政状態、経営成績及びキャッシュ・フローの状況の分析 · Annual Securities Report, 50th term (Apr 2025 – Mar 2026) / 事業等のリスク

Where the money goes

FY ending Mar 2025 → FY ending Mar 2026

Where ¥100 of sales goes

For every ¥100 Ricoh Leasing Company sells, how much goes where, and how much is kept.

FY ending Mar 2026

Cost of sales: ¥85
SG&A: ¥9
Operating profit: ¥6
Net profit kept: ¥4

Annual margin trends

Gross margin14.8%

Operating margin6.1%

Net margin3.8%

Aligned fiscal years compare the shares of revenue remaining as gross, core, and net profit. Missing years are left unconnected.

Which businesses earn the money

Revenue by business segment, and the profit each one keeps.

FY ending Mar 2026

Lease and Finance business¥316.4B
93%
Op. margin 6.6%Industry: Leasing
Investment business¥11.9B
4%
Op. margin 15.0%Industry: Electric Power & Gas
Service business¥10.3B
3%
Op. margin 10.7%Industry: Business Process Outsourcing

Profit by segment

※ Segment figures include inter-segment sales and do not sum to the company total

Sources

Show source documents (6)

EDINET (FSA Japan)
有価証券報告書－第50期(2025/04/01－2026/03/31)
ID S100YF3N2026-06-19Open
EDINET (FSA Japan)
有価証券報告書－第49期(2024/04/01－2025/03/31)
ID S100W11D2025-06-20Open
EDINET (FSA Japan)
有価証券報告書－第48期(2023/04/01－2024/03/31)
ID S100TRVA2024-06-25Open
EDINET (FSA Japan)
有価証券報告書－第47期(2022/04/01－2023/03/31)
ID S100R5IU2023-06-27Open
EDINET (FSA Japan)
有価証券報告書－第46期(令和3年4月1日－令和4年3月31日)
ID S100OI2N2022-06-28Open
EDINET (FSA Japan)
有価証券報告書－第45期(令和2年4月1日－令和3年3月31日)
ID S100LU7C2021-06-29Open

Extracted from XBRL: 51 / Derived from other figures: 1

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