SBI Shinsei BankSBI Shinsei Bank, Limited8303東証プライム銀行業FY ending Mar 2026, consolidated, J-GAAP

What does SBI Shinsei Bank do with its cash?

A bank's or insurer's cash flow statement swings with deposits, loans and securities trading, so it doesn't show how earnings are used. Instead, this shows how net income is split between dividends, buybacks and retained earnings.

Operating cash flow: ¥1.91T
Capex: —; of revenue —
Free cash flow: —
Returned to shareholders: ¥1.8B; of net income: 2%
Dividend per share: ¥42
Payout ratio (reported): 62.8%

Five-year trend

Operating cash flow¥1.91T

Net income¥113.4B

How to read this

Operating cash flow is the cash the core business actually brought in, including changes in receivables and inventory.
Free cash flow = operating cash flow − capital expenditure: a gauge of cash available for other uses.
Large "borrowing" or "cash drawdown" flows mean the company spent more than it generated that year.

Sources

Show source documents (6)

EDINET (FSA Japan)
訂正有価証券報告書－第26期(2025/04/01－2026/03/31)
ID S100YT5Q2026-07-30Open
EDINET (FSA Japan)
有価証券報告書－第25期(2024/04/01－2025/03/31)
ID S100W0XD2025-06-24Open
EDINET (FSA Japan)
訂正有価証券報告書－第24期(2023/04/01－2024/03/31)
ID S100UCTS2024-09-11Open
EDINET (FSA Japan)
有価証券報告書－第23期(2022/04/01－2023/03/31)
ID S100R8GG2023-06-29Open
EDINET (FSA Japan)
有価証券報告書－第22期(令和3年4月1日－令和4年3月31日)
ID S100OCJI2022-06-23Open
EDINET (FSA Japan)
有価証券報告書－第21期(令和2年4月1日－令和3年3月31日)
ID S100LMNS2021-06-24Open

Extracted from XBRL: 43

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