THE Tochigi BankTHE TOCHIGI BANK, LTD.8550東証プライム銀行業FY ending Mar 2026, consolidated, J-GAAP

What does THE Tochigi Bank do with its cash?

A bank's or insurer's cash flow statement swings with deposits, loans and securities trading, so it doesn't show how earnings are used. Instead, this shows how net income is split between dividends, buybacks and retained earnings.

Operating cash flow: -¥171.2B
Capex: ¥7.88B; of revenue 14.4%
Free cash flow: -¥179.1B
Returned to shareholders: ¥1.63B; of net income: 20%
Dividend per share: ¥26
Payout ratio (reported): 33.7%

Five-year trend

Operating cash flow-¥171.2B

Free cash flow-¥179.1B

Net income¥8.29B

How to read this

Operating cash flow is the cash the core business actually brought in, including changes in receivables and inventory.
Free cash flow = operating cash flow − capital expenditure: a gauge of cash available for other uses.
Large "borrowing" or "cash drawdown" flows mean the company spent more than it generated that year.

Sources

Show source documents (6)

EDINET (FSA Japan)
有価証券報告書－第123期(2025/04/01－2026/03/31)
ID S100YE6L2026-06-19Open
EDINET (FSA Japan)
有価証券報告書－第122期(2024/04/01－2025/03/31)
ID S100W1SX2025-06-23Open
EDINET (FSA Japan)
有価証券報告書－第121期(2023/04/01－2024/03/31)
ID S100TT792024-06-27Open
EDINET (FSA Japan)
有価証券報告書－第120期(2022/04/01－2023/03/31)
ID S100R1YA2023-06-28Open
EDINET (FSA Japan)
有価証券報告書－第119期(令和3年4月1日－令和4年3月31日)
ID S100OJJ82022-06-29Open
EDINET (FSA Japan)
有価証券報告書－第118期(令和2年4月1日－令和3年3月31日)
ID S100LQIQ2021-06-29Open

Extracted from XBRL: 42 / Derived from other figures: 1

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