Vizora日本語

The Bank of IwateThe Bank of Iwate,Ltd.8345東証プライム銀行業FY ending Mar 2026, consolidated, J-GAAP

The Bank of Iwate FY ending Mar 2021 results

About 87% of The Bank of Iwate's ordinary revenue comes from Banking, with Leasing and Credit card and Credit guarantee making up much of the rest.

Out of every ¥100 of ordinary revenue, about ¥14 is left as ordinary profit.

Ordinary revenue changed +0.2% from the prior year, ordinary profit +15.7%.

Revenue and profit pattern

Revenue and profit upProfit grew faster

Revenue +0.2% · profit +15.7%, calculated from disclosed figures.

Operating leverage: 96.08× (profit growth ÷ revenue growth)

What changed from last year

FY ending Mar 2020 → FY ending Mar 2021

Revenue
+0.2%¥45.2B → ¥45.3B
Net income attributable to owners
-23.5%¥3.78B → ¥2.9B
Operating cash flow
Back to profit-¥19.9B → ¥240B
Free cash flow
Back to profit-¥21.9B → ¥238.3B

Where the money goes

FY ending Mar 2020 → FY ending Mar 2021

Where ¥100 of ordinary revenue goes

For every ¥100 of ordinary revenue (a bank's or insurer's top line) The Bank of Iwate earns, how much goes where, and how much is kept.

FY ending Mar 2021
Ordinary expenses
¥86
Ordinary profit
¥14
Net profit kept
¥6

Annual margin trends

Ordinary margin13.6%
FY ending Mar 2017: 17.3%17.3%FY ending Mar 2018: 17.6%17.6%FY ending Mar 2019: 13.0%13.0%FY ending Mar 2020: 11.8%11.8%FY ending Mar 2021: 13.6%13.6%FY17FY18FY19FY20FY21
Net margin6.4%
FY ending Mar 2017: 22.1%22.1%FY ending Mar 2018: 11.7%11.7%FY ending Mar 2019: 8.6%8.6%FY ending Mar 2020: 8.4%8.4%FY ending Mar 2021: 6.4%6.4%FY17FY18FY19FY20FY21

Aligned fiscal years compare the shares of revenue remaining as gross, core, and net profit. Missing years are left unconnected.

Which businesses earn the money

Revenue by business segment, and the profit each one keeps.

FY ending Mar 2021

Profit by segment

※ Segment figures include inter-segment sales and do not sum to the company total

Sources

Show source documents (5)

  • EDINET (FSA Japan)

    有価証券報告書－第143期(2024/04/01－2025/03/31)

    ID S100W0HK2025-06-20Open

  • EDINET (FSA Japan)

    有価証券報告書－第142期(2023/04/01－2024/03/31)

    ID S100TSX12024-06-26Open

  • EDINET (FSA Japan)

    有価証券報告書－第141期(2022/04/01－2023/03/31)

    ID S100R1KT2023-06-23Open

  • EDINET (FSA Japan)

    有価証券報告書－第140期(令和3年4月1日－令和4年3月31日)

    ID S100OC0Q2022-06-22Open

  • EDINET (FSA Japan)

    有価証券報告書－第139期(令和2年4月1日－令和3年3月31日)

    ID S100LLVM2021-06-23Open

Extracted from XBRL: 41 / Derived from other figures: 1

Spotted an error? Report it (corrections keep the original record)

Other periods

Analyze this page with AI

Markdown with figures, units, periods and sources, ready to paste into ChatGPT or Claude.

Open MarkdownShare on XSave image