THE Bank of KochiTHE BANK OF KOCHI,LTD8416東証スタンダード銀行業FY ending Mar 2026, consolidated, J-GAAP

What does THE Bank of Kochi do with its cash?

A bank's or insurer's cash flow statement swings with deposits, loans and securities trading, so it doesn't show how earnings are used. Instead, this shows how net income is split between dividends, buybacks and retained earnings.

Operating cash flow: ¥22.9B
Capex: ¥1.27B; of revenue 4.5%
Free cash flow: ¥21.6B
Returned to shareholders: ¥373M; of net income: 63%
Dividend per share: ¥25
Payout ratio (reported): 65.9%

Five-year trend

Operating cash flow¥22.9B

Free cash flow¥21.6B

Net income¥596M

How to read this

Operating cash flow is the cash the core business actually brought in, including changes in receivables and inventory.
Free cash flow = operating cash flow − capital expenditure: a gauge of cash available for other uses.
Large "borrowing" or "cash drawdown" flows mean the company spent more than it generated that year.

Sources

Show source documents (6)

EDINET (FSA Japan)
有価証券報告書－第146期(2025/04/01－2026/03/31)
ID S100YJZJ2026-06-25Open
EDINET (FSA Japan)
有価証券報告書－第145期(2024/04/01－2025/03/31)
ID S100W2YX2025-06-24Open
EDINET (FSA Japan)
有価証券報告書－第144期(2023/04/01－2024/03/31)
ID S100TSXI2024-06-26Open
EDINET (FSA Japan)
有価証券報告書－第143期(2022/04/01－2023/03/31)
ID S100R6982023-06-28Open
EDINET (FSA Japan)
有価証券報告書－第142期(令和3年4月1日－令和4年3月31日)
ID S100OKEM2022-06-29Open
EDINET (FSA Japan)
有価証券報告書－第141期(令和2年4月1日－令和3年3月31日)
ID S100LRBW2021-06-28Open

Extracted from XBRL: 43 / Derived from other figures: 1

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