株式会社第一ライフグループ8750東証プライム保険業FY ending Mar 2026, consolidated, J-GAAP

株式会社第一ライフグループ FY ending Mar 2026 results

About 70% of 株式会社第一ライフグループ's ordinary revenue comes from Domestic insurance business, with Overseas insurance business making up much of the rest.

Out of every ¥100 of ordinary revenue, about ¥7 is left as ordinary profit.

Ordinary revenue changed +14.5% from the prior year, ordinary profit -0.3%.

Revenue and profit pattern

Revenue up, profit downRevenue grew faster

Revenue +14.5% · profit -0.3%, calculated from disclosed figures.

Operating leverage: -0.02× (profit growth ÷ revenue growth)

FY ending Mar 2025 → FY ending Mar 2026

Revenue for FY ending Mar 2026 grew +14.5%, from ¥9.88T to ¥11.3T.
Net income attributable to owners went the other way, down -4.8% from ¥458.4B to ¥436.6B.
Cash generation was much stronger: operating cash flow rose +33.7% to ¥792.2B and free cash flow rose +37.7% to ¥672.4B.

A weaker yen turned currency losses into gains at Dai-ichi Frontier Life, lifting investment income, and higher yen interest rates boosted sales of yen-denominated policies.
Rising stock prices let Dai-ichi Life book larger gains on share sales, which lifted domestic insurance profit.
Net income still fell because more money had to be set aside as policy reserves, and overseas profit dropped sharply as reinsurance income fell at Protective.

A sharp fall in stock prices or broader market turmoil could hit investment returns and weaken the group's capital position.
A sudden rise in interest rates could trigger more policy surrenders and bond losses, while long-lasting low rates could push returns below the rates promised to policyholders.
Large foreign-currency holdings and overseas operations leave results exposed to big currency swings.

Annual securities report (124th fiscal period) / 経営者による財政状態、経営成績及びキャッシュ・フローの状況の分析 · Annual securities report (124th fiscal period) / 事業等のリスク

FY ending Mar 2025 → FY ending Mar 2026

※ Segment revenues include inter-segment sales and are scaled to consolidated revenue

For every ¥100 of ordinary revenue (a bank's or insurer's top line) 株式会社第一ライフグループ earns, how much goes where, and how much is kept.

FY ending Mar 2026

Ordinary margin6.7%

Net margin3.9%

Aligned fiscal years compare the shares of revenue remaining as gross, core, and net profit. Missing years are left unconnected.

Revenue by business segment, and the profit each one keeps.

FY ending Mar 2026

※ Segment figures include inter-segment sales and do not sum to the company total

Show source documents (6)

EDINET (FSA Japan)
有価証券報告書－第124期(2025/04/01－2026/03/31)
ID S100YC7A2026-06-16Open
EDINET (FSA Japan)
訂正有価証券報告書－第123期(2024/04/01－2025/03/31)
ID S100W1FC2025-06-20Open
EDINET (FSA Japan)
有価証券報告書－第122期(2023/04/01－2024/03/31)
ID S100TQJ12024-06-25Open
EDINET (FSA Japan)
訂正有価証券報告書－第121期(2022/04/01－2023/03/31)
ID S100RY2O2023-09-29Open
EDINET (FSA Japan)
有価証券報告書－第120期(令和3年4月1日－令和4年3月31日)
ID S100O9KU2022-06-21Open
EDINET (FSA Japan)
有価証券報告書－第119期(令和2年4月1日－令和3年3月31日)
ID S100LI6O2021-06-22Open

Extracted from XBRL: 43 / Derived from other figures: 1

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