Hachijuni Nagano BankHachijuni Nagano Bank, Ltd.8359東証プライム銀行業FY ending Mar 2026, consolidated, J-GAAP

Hachijuni Nagano Bank FY ending Mar 2026 results

About 86% of Hachijuni Nagano Bank's ordinary revenue comes from Banking, with Leasing and Other making up much of the rest.

Out of every ¥100 of ordinary revenue, about ¥27 is left as ordinary profit.

Ordinary revenue changed +20.2% from the prior year, ordinary profit +27.7%.

Revenue and profit pattern

Revenue and profit upProfit grew faster

Revenue +20.2% · profit +27.7%, calculated from disclosed figures.

Operating leverage: 1.37× (profit growth ÷ revenue growth)

FY ending Mar 2025 → FY ending Mar 2026

Revenue for the FY ending Mar 2026 was ¥305.4B, up +20.2% from ¥254.2B.
Net income attributable to owners grew +34.6%, from ¥48B to ¥64.6B.
Operating cash flow was -¥440.5B, a smaller outflow than the prior year's -¥639.5B. The outflow came mainly from paying down borrowings and making more loans.

Rising rates pushed up funding costs, but interest from loans and securities grew faster, lifting net interest income.
Gains from selling stocks and similar holdings increased.
Credit costs fell as loan-loss reserves turned into a reversal gain.

Its Japanese and US government bonds could lose value if interest rates rise sharply.
Much of its lending is inside Nagano Prefecture, so results depend on the local economy, small businesses, and household finances.
A steep fall in share prices could force write-downs on the stocks it holds.

Annual Securities Report (143rd term) / 経営者による財政状態、経営成績及びキャッシュ・フローの状況の分析 · Annual Securities Report (143rd term) / 事業等のリスク

FY ending Mar 2025 → FY ending Mar 2026

For every ¥100 of ordinary revenue (a bank's or insurer's top line) Hachijuni Nagano Bank earns, how much goes where, and how much is kept.

FY ending Mar 2026

Ordinary margin26.7%

Net margin21.1%

Aligned fiscal years compare the shares of revenue remaining as gross, core, and net profit. Missing years are left unconnected.

Revenue by business segment, and the profit each one keeps.

FY ending Mar 2026

※ Segment figures include inter-segment sales and do not sum to the company total

Show source documents (6)

EDINET (FSA Japan)
有価証券報告書－第143期(2025/04/01－2026/03/31)
ID S100YAUN2026-06-16Open
EDINET (FSA Japan)
訂正有価証券報告書－第142期(2024/04/01－2025/03/31)
ID S100W4NC2025-07-02Open
EDINET (FSA Japan)
訂正有価証券報告書－第141期(2023/04/01－2024/03/31)
ID S100U09Z2024-07-10Open
EDINET (FSA Japan)
有価証券報告書－第140期(2022/04/01－2023/03/31)
ID S100R0C52023-06-26Open
EDINET (FSA Japan)
有価証券報告書－第139期(令和3年4月1日－令和4年3月31日)
ID S100OBUG2022-06-27Open
EDINET (FSA Japan)
有価証券報告書－第138期(令和2年4月1日－令和3年3月31日)
ID S100LR852021-06-28Open

Extracted from XBRL: 43 / Derived from other figures: 1

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