THE Howa BankTHE HOWA BANK,LTD.8559東京証券取引所・福岡証券取引所銀行業FY ending Mar 2026, non-consolidated, J-GAAP

THE Howa Bank FY ending Mar 2019 results

THE Howa Bank brought in ¥9.68B in ordinary revenue.

Out of every ¥100 of ordinary revenue, about ¥12 is left as ordinary profit.

Ordinary revenue changed -1.6% from the prior year, ordinary profit +12.9%.

Revenue and profit pattern

Revenue down, profit up

Revenue -1.6% · profit +12.9%, calculated from disclosed figures.

Operating leverage: -7.98× (profit growth ÷ revenue growth)

What changed from last year

FY ending Mar 2018 → FY ending Mar 2019

Revenue
-1.6%¥9.84B → ¥9.68B
Operating cash flow
-174.9%¥9.7B → -¥7.27B

Where the money goes

FY ending Mar 2018 → FY ending Mar 2019

※ Revenue or operating income is missing

Where ¥100 of ordinary revenue goes

For every ¥100 of ordinary revenue (a bank's or insurer's top line) THE Howa Bank earns, how much goes where, and how much is kept.

FY ending Mar 2019
Ordinary expenses
¥88
Ordinary profit
¥12
Net profit kept
¥12

Annual margin trends

Ordinary margin11.6%
FY ending Mar 2017: 7.8%7.8%FY ending Mar 2018: 10.1%10.1%FY ending Mar 2019: 11.6%11.6%FY17FY18FY19
Net margin11.7%
FY ending Mar 2017: 6.7%6.7%FY ending Mar 2018: 6.7%6.7%FY ending Mar 2019: 11.7%11.7%FY17FY18FY19

Aligned fiscal years compare the shares of revenue remaining as gross, core, and net profit. Missing years are left unconnected.

Sources

Show source documents (3)
  • EDINET (FSA Japan)

    有価証券報告書-第105期(2022/04/01-2023/03/31)

    ID S100R8Q52023-06-29Open
  • EDINET (FSA Japan)

    訂正有価証券報告書-第104期(令和3年4月1日-令和4年3月31日)

    ID S100P3ZJ2022-08-31Open
  • EDINET (FSA Japan)

    有価証券報告書-第103期(令和2年4月1日-令和3年3月31日)

    ID S100LSPN2021-06-29Open

Extracted from XBRL: 19 / Derived from other figures: 2

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