THE Howa BankTHE HOWA BANK,LTD.8559東京証券取引所・福岡証券取引所銀行業FY ending Mar 2026, non-consolidated, J-GAAP

THE Howa Bank FY ending Mar 2021 results

THE Howa Bank brought in ¥9.98B in ordinary revenue.

Out of every ¥100 of ordinary revenue, about ¥8 is left as ordinary profit.

Ordinary revenue changed +4.6% from the prior year, ordinary profit +223.8%.

Revenue and profit pattern

Revenue and profit upProfit grew faster

Revenue +4.6% · profit +223.8%, calculated from disclosed figures.

Operating leverage: 48.41× (profit growth ÷ revenue growth)

What changed from last year

FY ending Mar 2020 → FY ending Mar 2021

Revenue
+4.6%¥9.54B → ¥9.98B
Operating cash flow
+457.7%¥6.89B → ¥38.4B
Free cash flow
+485.4%¥6.5B → ¥38.1B

Where the money goes

FY ending Mar 2020 → FY ending Mar 2021

Where ¥100 of ordinary revenue goes

For every ¥100 of ordinary revenue (a bank's or insurer's top line) THE Howa Bank earns, how much goes where, and how much is kept.

FY ending Mar 2021
Ordinary expenses
¥92
Ordinary profit
¥8
Net profit kept
¥10

Annual margin trends

Ordinary margin8.0%
FY ending Mar 2017: 7.8%7.8%FY ending Mar 2018: 10.1%10.1%FY ending Mar 2019: 11.6%11.6%FY ending Mar 2020: 2.6%2.6%FY ending Mar 2021: 8.0%8.0%FY17FY18FY19FY20FY21
Net margin10.0%
FY ending Mar 2017: 6.7%6.7%FY ending Mar 2018: 6.7%6.7%FY ending Mar 2019: 11.7%11.7%FY ending Mar 2020: 3.2%3.2%FY ending Mar 2021: 10.0%10.0%FY17FY18FY19FY20FY21

Aligned fiscal years compare the shares of revenue remaining as gross, core, and net profit. Missing years are left unconnected.

Sources

Show source documents (5)
  • EDINET (FSA Japan)

    有価証券報告書-第107期(2024/04/01-2025/03/31)

    ID S100W0EY2025-06-20Open
  • EDINET (FSA Japan)

    有価証券報告書-第106期(2023/04/01-2024/03/31)

    ID S100TV4H2024-06-27Open
  • EDINET (FSA Japan)

    有価証券報告書-第105期(2022/04/01-2023/03/31)

    ID S100R8Q52023-06-29Open
  • EDINET (FSA Japan)

    訂正有価証券報告書-第104期(令和3年4月1日-令和4年3月31日)

    ID S100P3ZJ2022-08-31Open
  • EDINET (FSA Japan)

    有価証券報告書-第103期(令和2年4月1日-令和3年3月31日)

    ID S100LSPN2021-06-29Open

Extracted from XBRL: 40 / Derived from other figures: 1

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