Kyoto Financial GroupKyoto Financial Group, Inc.5844東証プライム銀行業FY ending Mar 2026, consolidated, J-GAAP

Kyoto Financial Group FY ending Mar 2025 results

Kyoto Financial Group brought in ¥167.3B in ordinary revenue.

Out of every ¥100 of ordinary revenue, about ¥30 is left as ordinary profit.

Ordinary revenue changed +21.5% from the prior year, ordinary profit +16.8%.

Revenue and profit pattern

Revenue and profit upRevenue grew faster

Revenue +21.5% · profit +16.8%, calculated from disclosed figures.

Operating leverage: 0.78× (profit growth ÷ revenue growth)

What changed from last year

FY ending Mar 2024 → FY ending Mar 2025

Revenue
+21.5%¥137.7B → ¥167.3B
Net income attributable to owners
+15.8%¥31.6B → ¥36.6B
Operating cash flow
Back to profit-¥36.8B → ¥501.6B
Free cash flow
Back to profit-¥42.3B → ¥495.3B

Where the money goes

FY ending Mar 2024 → FY ending Mar 2025

Where ¥100 of ordinary revenue goes

For every ¥100 of ordinary revenue (a bank's or insurer's top line) Kyoto Financial Group earns, how much goes where, and how much is kept.

FY ending Mar 2025
Ordinary expenses
¥70
Ordinary profit
¥30
Net profit kept
¥22

Annual margin trends

Ordinary margin30.4%
FY ending Mar 2024: 31.6%31.6%FY ending Mar 2025: 30.4%30.4%FY24FY25
Net margin21.9%
FY ending Mar 2024: 22.9%22.9%FY ending Mar 2025: 21.9%21.9%FY24FY25

Aligned fiscal years compare the shares of revenue remaining as gross, core, and net profit. Missing years are left unconnected.

Sources

Show source documents (3)
  • EDINET (FSA Japan)

    有価証券報告書-第3期(2025/04/01-2026/03/31)

    ID S100YEHZ2026-06-19Open
  • EDINET (FSA Japan)

    有価証券報告書-第2期(2024/04/01-2025/03/31)

    ID S100W4AU2025-06-25Open
  • EDINET (FSA Japan)

    有価証券報告書-第1期(2023/04/01-2024/03/31)

    ID S100TWKN2024-06-28Open

Extracted from XBRL: 44 / Derived from other figures: 1

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