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MS&AD Insurance Group HoldingsMS&AD Insurance Group Holdings, Inc.8725東証プライム保険業FY ending Mar 2026, consolidated, IFRS

MS&AD Insurance Group Holdings FY ending Mar 2023 results

About 28% of MS&AD Insurance Group Holdings's ordinary revenue comes from Mitsui Sumitomo Insurance Co., Ltd., with Aioi Nissay Dowa Insurance Co., Ltd. and Mitsui Sumitomo Primary Life Insurance Co., Ltd. making up much of the rest.

Out of every ¥100 of ordinary revenue, about ¥7 is left as ordinary profit.

Ordinary revenue changed +6.4% from the prior year, ordinary profit -25.2%.

Revenue and profit pattern

Revenue up, profit downRevenue grew faster

Revenue +2.3% · profit -25.2%, calculated from disclosed figures.

Operating leverage: -10.87× (profit growth ÷ revenue growth)

What changed from last year

FY ending Mar 2022 → FY ending Mar 2023

Revenue
+6.4%¥4.13T → ¥4.39T
Net income attributable to owners
-19.7%¥262.8B → ¥211B
Operating cash flow
-18.0%¥236.7B → ¥194.2B
Free cash flow
-27.7%¥155.6B → ¥112.5B

Where the money goes

FY ending Mar 2022 → FY ending Mar 2023

※ Segment revenues include inter-segment sales and are scaled to consolidated revenue

Where ¥100 of ordinary revenue goes

For every ¥100 of ordinary revenue (a bank's or insurer's top line) MS&AD Insurance Group Holdings earns, how much goes where, and how much is kept.

FY ending Mar 2023
Ordinary expenses
¥93
Ordinary profit
¥7
Net profit kept
¥5

Annual margin trends

Ordinary margin5.6%
FY ending Mar 2018: 4.1%4.1%FY ending Mar 2019: 5.3%5.3%FY ending Mar 2020: 3.1%3.1%FY ending Mar 2021: 6.3%6.3%FY ending Mar 2022: 7.6%7.6%FY ending Mar 2023: 5.6%5.6%FY18FY19FY20FY21FY22FY23
Net margin4.0%
FY ending Mar 2018: 3.0%3.0%FY ending Mar 2019: 3.5%3.5%FY ending Mar 2020: 2.8%2.8%FY ending Mar 2021: 3.0%3.0%FY ending Mar 2022: 5.1%5.1%FY ending Mar 2023: 4.0%4.0%FY18FY19FY20FY21FY22FY23

Aligned fiscal years compare the shares of revenue remaining as gross, core, and net profit. Missing years are left unconnected.

Which businesses earn the money

Revenue by business segment, and the profit each one keeps.

FY ending Mar 2023
  • Mitsui Sumitomo Insurance Co., Ltd.¥1.57T
    28%
  • Aioi Nissay Dowa Insurance Co., Ltd.¥1.29T
    23%
  • Mitsui Sumitomo Primary Life Insurance Co., Ltd.¥1.23T
    22%
  • Overseas insurance subsidiary¥1.06T
    19%
  • Mitsui Sumitomo Aioi Life Insurance Co., Ltd.¥487.1B
    9%
  • Mitsui Direct General Insurance Co., Ltd.¥34.6B
    1%
  • Other¥6.13B
    0%

Profit by segment

※ Segments without disclosed profit are drawn entirely as costs

※ Segment figures include inter-segment sales and do not sum to the company total

Sources

Show source documents (6)

  • EDINET (FSA Japan)

    有価証券報告書－第18期(2025/04/01－2026/03/31)

    ID S100YNCJ2026-06-30Open

  • EDINET (FSA Japan)

    有価証券報告書－第17期(2024/04/01－2025/03/31)

    ID S100W0ZR2025-06-20Open

  • EDINET (FSA Japan)

    有価証券報告書－第16期(2023/04/01－2024/03/31)

    ID S100TPAM2024-06-24Open

  • EDINET (FSA Japan)

    有価証券報告書－第15期(2022/04/01－2023/03/31)

    ID S100R36C2023-06-26Open

  • EDINET (FSA Japan)

    有価証券報告書－第14期(令和3年4月1日－令和4年3月31日)

    ID S100OD532022-06-27Open

  • EDINET (FSA Japan)

    有価証券報告書－第13期(令和2年4月1日－令和3年3月31日)

    ID S100LLG22021-06-28Open

Extracted from XBRL: 45 / Derived from other figures: 1

Spotted an error? Report it (corrections keep the original record)

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