THE Towa BankTHE TOWA BANK,LTD.8558東証プライム銀行業FY ending Mar 2026, consolidated, J-GAAP

What does THE Towa Bank do with its cash?

A bank's or insurer's cash flow statement swings with deposits, loans and securities trading, so it doesn't show how earnings are used. Instead, this shows how net income is split between dividends, buybacks and retained earnings.

※ Net loss this year: all returns were paid from retained earnings

Operating cash flow: ¥1.39B
Capex: ¥2.34B; of revenue 5.4%
Free cash flow: -¥954M
Returned to shareholders: ¥2.29B
Dividend per share: ¥35

Five-year trend

Operating cash flow¥1.39B

Free cash flow-¥954M

Net income-¥24.5B

How to read this

Operating cash flow is the cash the core business actually brought in, including changes in receivables and inventory.
Free cash flow = operating cash flow − capital expenditure: a gauge of cash available for other uses.
Large "borrowing" or "cash drawdown" flows mean the company spent more than it generated that year.

Sources

Show source documents (6)

EDINET (FSA Japan)
訂正有価証券報告書－第121期(2025/04/01－2026/03/31)
ID S100YUNS2026-08-06Open
EDINET (FSA Japan)
有価証券報告書－第120期(2024/04/01－2025/03/31)
ID S100W3IC2025-06-25Open
EDINET (FSA Japan)
有価証券報告書－第119期(2023/04/01－2024/03/31)
ID S100TX9F2024-06-28Open
EDINET (FSA Japan)
有価証券報告書－第118期(2022/04/01－2023/03/31)
ID S100R9KN2023-06-30Open
EDINET (FSA Japan)
有価証券報告書－第117期(令和3年4月1日－令和4年3月31日)
ID S100OL862022-06-30Open
EDINET (FSA Japan)
有価証券報告書－第116期(令和2年4月1日－令和3年3月31日)
ID S100LPCF2021-06-25Open

Extracted from XBRL: 41 / Derived from other figures: 1

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