Yamaguchi Finacial GroupYamaguchi Finacial Group,Inc.8418東証プライム銀行業FY ending Mar 2026, consolidated, J-GAAP

What does Yamaguchi Finacial Group do with its cash?

A bank's or insurer's cash flow statement swings with deposits, loans and securities trading, so it doesn't show how earnings are used. Instead, this shows how net income is split between dividends, buybacks and retained earnings.

Operating cash flow: -¥245.1B
Capex: ¥11.2B; of revenue 4.3%
Free cash flow: -¥256.3B
Returned to shareholders: ¥25.3B; of net income: 77%
Dividend per share: ¥64
Payout ratio (reported): 55.2%

Five-year trend

Operating cash flow-¥245.1B

Free cash flow-¥256.3B

Net income¥33B

How to read this

Operating cash flow is the cash the core business actually brought in, including changes in receivables and inventory.
Free cash flow = operating cash flow − capital expenditure: a gauge of cash available for other uses.
Large "borrowing" or "cash drawdown" flows mean the company spent more than it generated that year.

Sources

Show source documents (6)

EDINET (FSA Japan)
有価証券報告書－第20期(2025/04/01－2026/03/31)
ID S100YE1V2026-06-18Open
EDINET (FSA Japan)
有価証券報告書－第19期(2024/04/01－2025/03/31)
ID S100W0ZZ2025-06-20Open
EDINET (FSA Japan)
有価証券報告書－第18期(2023/04/01－2024/03/31)
ID S100TXEI2024-06-28Open
EDINET (FSA Japan)
有価証券報告書－第17期(2022/04/01－2023/03/31)
ID S100R8EX2023-06-29Open
EDINET (FSA Japan)
有価証券報告書－第16期(令和3年4月1日－令和4年3月31日)
ID S100OG5T2022-06-27Open
EDINET (FSA Japan)
有価証券報告書－第15期(令和2年4月1日－令和3年3月31日)
ID S100LRVZ2021-06-28Open

Extracted from XBRL: 44 / Derived from other figures: 1

Spotted an error? Report it (corrections keep the original record)

Analyze this page with AI

Markdown with figures, units, periods and sources, ready to paste into ChatGPT or Claude.

Open Markdown Share on X Save image