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Bank of The RyukyusBank of The Ryukyus,Limited8399東証プライム銀行業FY ending Mar 2026, consolidated, J-GAAP

Bank of The Ryukyus FY ending Mar 2020 results

About 66% of Bank of The Ryukyus's ordinary revenue comes from Banking business, with Leasing business and Credit card business making up much of the rest.

Out of every ¥100 of ordinary revenue, about ¥11 is left as ordinary profit.

Ordinary revenue changed +1.0% from the prior year, ordinary profit -20.1%.

Revenue and profit pattern

Revenue up, profit downRevenue grew faster

Revenue +1.0% · profit -20.1%, calculated from disclosed figures.

Operating leverage: -20.22× (profit growth ÷ revenue growth)

What changed from last year

FY ending Mar 2019 → FY ending Mar 2020

Revenue
+1.0%¥62.1B → ¥62.7B
Net income attributable to owners
-18.9%¥6.11B → ¥4.95B
Operating cash flow
Back to profit-¥61.3B → ¥31.1B

Where the money goes

FY ending Mar 2019 → FY ending Mar 2020

Where ¥100 of ordinary revenue goes

For every ¥100 of ordinary revenue (a bank's or insurer's top line) Bank of The Ryukyus earns, how much goes where, and how much is kept.

FY ending Mar 2020
Ordinary expenses
¥89
Ordinary profit
¥11
Net profit kept
¥8

Annual margin trends

Ordinary margin11.0%
FY ending Mar 2017: 16.0%16.0%FY ending Mar 2018: 19.7%19.7%FY ending Mar 2019: 13.9%13.9%FY ending Mar 2020: 11.0%11.0%FY17FY18FY19FY20
Net margin7.9%
FY ending Mar 2017: 10.7%10.7%FY ending Mar 2018: 13.9%13.9%FY ending Mar 2019: 9.8%9.8%FY ending Mar 2020: 7.9%7.9%FY17FY18FY19FY20

Aligned fiscal years compare the shares of revenue remaining as gross, core, and net profit. Missing years are left unconnected.

Which businesses earn the money

Revenue by business segment, and the profit each one keeps.

FY ending Mar 2020

Profit by segment

※ Segment figures include inter-segment sales and do not sum to the company total

Sources

Show source documents (4)

  • EDINET (FSA Japan)

    有価証券報告書－第108期(2023/04/01－2024/03/31)

    ID S100TR2A2024-06-25Open

  • EDINET (FSA Japan)

    有価証券報告書－第107期(2022/04/01－2023/03/31)

    ID S100R1OH2023-06-22Open

  • EDINET (FSA Japan)

    有価証券報告書－第106期(令和3年4月1日－令和4年3月31日)

    ID S100OIFE2022-06-28Open

  • EDINET (FSA Japan)

    有価証券報告書－第105期(令和2年4月1日－令和3年3月31日)

    ID S100LLKK2021-06-22Open

Extracted from XBRL: 36 / Derived from other figures: 1

Spotted an error? Report it (corrections keep the original record)

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