The Miyazaki BankThe Miyazaki Bank,Ltd.8393東証プライム銀行業FY ending Mar 2026, consolidated, J-GAAP

The Miyazaki Bank FY ending Mar 2024 results

About 92% of The Miyazaki Bank's ordinary revenue comes from Banking, with Leasing and Other making up much of the rest.

Out of every ¥100 of ordinary revenue, about ¥14 is left as ordinary profit.

Ordinary revenue changed +4.2% from the prior year, ordinary profit -15.7%.

Revenue and profit pattern

Revenue up, profit downRevenue grew faster

Revenue +4.2% · profit -15.7%, calculated from disclosed figures.

Operating leverage: -3.76× (profit growth ÷ revenue growth)

What changed from last year

FY ending Mar 2023 → FY ending Mar 2024

Revenue
+4.2%¥66.1B → ¥68.9B
Net income attributable to owners
-12.8%¥8.13B → ¥7.09B
Operating cash flow
Back to profit-¥196.3B → ¥4.88B
Free cash flow
Back to profit-¥198.7B → ¥1.98B

Where the money goes

FY ending Mar 2023 → FY ending Mar 2024

Where ¥100 of ordinary revenue goes

For every ¥100 of ordinary revenue (a bank's or insurer's top line) The Miyazaki Bank earns, how much goes where, and how much is kept.

FY ending Mar 2024
Ordinary expenses
¥86
Ordinary profit
¥14
Net profit kept
¥10

Annual margin trends

Ordinary margin14.5%
FY ending Mar 2019: 25.5%25.5%FY ending Mar 2020: 19.1%19.1%FY ending Mar 2021: 22.0%22.0%FY ending Mar 2022: 18.1%18.1%FY ending Mar 2023: 17.9%17.9%FY ending Mar 2024: 14.5%14.5%FY19FY20FY21FY22FY23FY24
Net margin10.3%
FY ending Mar 2019: 18.2%18.2%FY ending Mar 2020: 12.5%12.5%FY ending Mar 2021: 14.6%14.6%FY ending Mar 2022: 11.7%11.7%FY ending Mar 2023: 12.3%12.3%FY ending Mar 2024: 10.3%10.3%FY19FY20FY21FY22FY23FY24

Aligned fiscal years compare the shares of revenue remaining as gross, core, and net profit. Missing years are left unconnected.

Which businesses earn the money

Revenue by business segment, and the profit each one keeps.

FY ending Mar 2024

Profit by segment

※ Segment figures include inter-segment sales and do not sum to the company total

Sources

Show source documents (6)
  • EDINET (FSA Japan)

    有価証券報告書-第141期(2025/04/01-2026/03/31)

    ID S100YGVF2026-06-22Open
  • EDINET (FSA Japan)

    有価証券報告書-第140期(2024/04/01-2025/03/31)

    ID S100W59Q2025-06-25Open
  • EDINET (FSA Japan)

    有価証券報告書-第139期(2023/04/01-2024/03/31)

    ID S100TSEZ2024-06-25Open
  • EDINET (FSA Japan)

    有価証券報告書-第138期(2022/04/01-2023/03/31)

    ID S100R3EJ2023-06-23Open
  • EDINET (FSA Japan)

    有価証券報告書-第137期(令和3年4月1日-令和4年3月31日)

    ID S100ODJF2022-06-23Open
  • EDINET (FSA Japan)

    有価証券報告書-第136期(令和2年4月1日-令和3年3月31日)

    ID S100LP3I2021-06-24Open

Extracted from XBRL: 41 / Derived from other figures: 1

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