THE Oita BankTHE OITA BANK, LTD.8392東証プライム銀行業FY ending Mar 2026, consolidated, J-GAAP

THE Oita Bank FY ending Mar 2025 results

About 84% of THE Oita Bank's ordinary revenue comes from Banking, with Leases and Other making up much of the rest.

Out of every ¥100 of ordinary revenue, about ¥14 is left as ordinary profit.

Ordinary revenue changed +6.4% from the prior year, ordinary profit +22.1%.

Revenue and profit pattern

Revenue and profit upProfit grew faster

Revenue +6.4% · profit +22.1%, calculated from disclosed figures.

Operating leverage: 3.45× (profit growth ÷ revenue growth)

What changed from last year

FY ending Mar 2024 → FY ending Mar 2025

Revenue
+6.4%¥73.2B → ¥77.9B
Net income attributable to owners
+15.6%¥6.54B → ¥7.55B
Operating cash flow
-189.1%¥132.7B → -¥118.2B
Free cash flow
-191.6%¥131.2B → -¥120.2B

Where the money goes

FY ending Mar 2024 → FY ending Mar 2025

Where ¥100 of ordinary revenue goes

For every ¥100 of ordinary revenue (a bank's or insurer's top line) THE Oita Bank earns, how much goes where, and how much is kept.

FY ending Mar 2025
Ordinary expenses
¥86
Ordinary profit
¥14
Net profit kept
¥10

Annual margin trends

Ordinary margin14.2%
FY ending Mar 2020: 15.3%15.3%FY ending Mar 2021: 11.7%11.7%FY ending Mar 2022: 13.1%13.1%FY ending Mar 2023: 10.7%10.7%FY ending Mar 2024: 12.4%12.4%FY ending Mar 2025: 14.2%14.2%FY20FY21FY22FY23FY24FY25
Net margin9.7%
FY ending Mar 2020: 8.4%8.4%FY ending Mar 2021: 6.3%6.3%FY ending Mar 2022: 9.7%9.7%FY ending Mar 2023: 7.4%7.4%FY ending Mar 2024: 8.9%8.9%FY ending Mar 2025: 9.7%9.7%FY20FY21FY22FY23FY24FY25

Aligned fiscal years compare the shares of revenue remaining as gross, core, and net profit. Missing years are left unconnected.

Which businesses earn the money

Revenue by business segment, and the profit each one keeps.

FY ending Mar 2025

Profit by segment

※ Segment figures include inter-segment sales and do not sum to the company total

Sources

Show source documents (6)
  • EDINET (FSA Japan)

    有価証券報告書-第220期(2025/04/01-2026/03/31)

    ID S100YDA02026-06-18Open
  • EDINET (FSA Japan)

    有価証券報告書-第219期(2024/04/01-2025/03/31)

    ID S100VYMF2025-06-18Open
  • EDINET (FSA Japan)

    有価証券報告書-第218期(2023/04/01-2024/03/31)

    ID S100TOTX2024-06-21Open
  • EDINET (FSA Japan)

    有価証券報告書-第217期(2022/04/01-2023/03/31)

    ID S100R1JE2023-06-23Open
  • EDINET (FSA Japan)

    有価証券報告書-第216期(令和3年4月1日-令和4年3月31日)

    ID S100OF7O2022-06-24Open
  • EDINET (FSA Japan)

    有価証券報告書-第215期(令和2年4月1日-令和3年3月31日)

    ID S100LPGA2021-06-25Open

Extracted from XBRL: 43 / Derived from other figures: 1

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