The Bank of ToyamaThe Bank of Toyama,Ltd.8365東証スタンダード銀行業FY ending Mar 2026, consolidated, J-GAAP

The Bank of Toyama FY ending Mar 2025 results

About 83% of The Bank of Toyama's ordinary revenue comes from Banking, with Leasing and Other making up much of the rest.

Out of every ¥100 of ordinary revenue, about ¥13 is left as ordinary profit.

Ordinary revenue changed -4.6% from the prior year, ordinary profit +63.8%.

Revenue and profit pattern

Revenue down, profit up

Revenue -4.6% · profit +63.8%, calculated from disclosed figures.

Operating leverage: -13.75× (profit growth ÷ revenue growth)

What changed from last year

FY ending Mar 2024 → FY ending Mar 2025

Revenue
-4.6%¥10.1B → ¥9.68B
Net income attributable to owners
+50.9%¥632M → ¥954M
Operating cash flow
-253.0%¥2.64B → -¥4.04B
Free cash flow
-303.7%¥2.18B → -¥4.44B

Where the money goes

FY ending Mar 2024 → FY ending Mar 2025

Where ¥100 of ordinary revenue goes

For every ¥100 of ordinary revenue (a bank's or insurer's top line) The Bank of Toyama earns, how much goes where, and how much is kept.

FY ending Mar 2025
Ordinary expenses
¥87
Ordinary profit
¥13
Net profit kept
¥10

Annual margin trends

Ordinary margin13.3%
FY ending Mar 2020: 9.0%9.0%FY ending Mar 2021: 11.0%11.0%FY ending Mar 2022: 4.4%4.4%FY ending Mar 2023: 14.8%14.8%FY ending Mar 2024: 7.8%7.8%FY ending Mar 2025: 13.3%13.3%FY20FY21FY22FY23FY24FY25
Net margin9.9%
FY ending Mar 2020: 6.1%6.1%FY ending Mar 2021: 6.0%6.0%FY ending Mar 2022: 3.9%3.9%FY ending Mar 2023: 9.0%9.0%FY ending Mar 2024: 6.2%6.2%FY ending Mar 2025: 9.9%9.9%FY20FY21FY22FY23FY24FY25

Aligned fiscal years compare the shares of revenue remaining as gross, core, and net profit. Missing years are left unconnected.

Which businesses earn the money

Revenue by business segment, and the profit each one keeps.

FY ending Mar 2025

Profit by segment

※ Segment figures include inter-segment sales and do not sum to the company total

Sources

Show source documents (6)
  • EDINET (FSA Japan)

    有価証券報告書-第100期(2025/04/01-2026/03/31)

    ID S100YFUZ2026-06-22Open
  • EDINET (FSA Japan)

    有価証券報告書-第99期(2024/04/01-2025/03/31)

    ID S100W4TK2025-06-25Open
  • EDINET (FSA Japan)

    有価証券報告書-第98期(2023/04/01-2024/03/31)

    ID S100TX2X2024-06-28Open
  • EDINET (FSA Japan)

    有価証券報告書-第97期(2022/04/01-2023/03/31)

    ID S100RAIT2023-06-30Open
  • EDINET (FSA Japan)

    有価証券報告書-第96期(令和3年4月1日-令和4年3月31日)

    ID S100OLMF2022-06-30Open
  • EDINET (FSA Japan)

    有価証券報告書-第95期(令和2年4月1日-令和3年3月31日)

    ID S100LRGL2021-06-30Open

Extracted from XBRL: 42 / Derived from other figures: 1

Spotted an error? Report it (corrections keep the original record)

Other periods

Analyze this page with AI

Markdown with figures, units, periods and sources, ready to paste into ChatGPT or Claude.