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The Chiba Kogyo BankThe Chiba Kogyo Bank, Ltd.8337東証プライム銀行業FY ending Mar 2026, consolidated, J-GAAP

The Chiba Kogyo Bank FY ending Mar 2022 results

About 82% of The Chiba Kogyo Bank's ordinary revenue comes from Banking business, with Leasing business and Credit guarantee and credit card business making up much of the rest.

Out of every ¥100 of ordinary revenue, about ¥18 is left as ordinary profit.

Ordinary revenue changed +2.5% from the prior year, ordinary profit +24.7%.

Revenue and profit pattern

Revenue and profit upProfit grew faster

Revenue +2.5% · profit +24.7%, calculated from disclosed figures.

Operating leverage: 9.77× (profit growth ÷ revenue growth)

What changed from last year

FY ending Mar 2021 → FY ending Mar 2022

Revenue
+2.5%¥50B → ¥51.2B
Net income attributable to owners
+34.1%¥4.76B → ¥6.38B
Operating cash flow
+30.4%¥256B → ¥333.9B
Free cash flow
+30.9%¥253.9B → ¥332.2B

Where the money goes

FY ending Mar 2021 → FY ending Mar 2022

Where ¥100 of ordinary revenue goes

For every ¥100 of ordinary revenue (a bank's or insurer's top line) The Chiba Kogyo Bank earns, how much goes where, and how much is kept.

FY ending Mar 2022
Ordinary expenses
¥82
Ordinary profit
¥18
Net profit kept
¥12

Annual margin trends

Ordinary margin17.6%
FY ending Mar 2017: 17.8%17.8%FY ending Mar 2018: 18.8%18.8%FY ending Mar 2019: 16.4%16.4%FY ending Mar 2020: 13.3%13.3%FY ending Mar 2021: 14.5%14.5%FY ending Mar 2022: 17.6%17.6%FY17FY18FY19FY20FY21FY22
Net margin12.5%
FY ending Mar 2017: 12.2%12.2%FY ending Mar 2018: 13.4%13.4%FY ending Mar 2019: 10.2%10.2%FY ending Mar 2020: 9.0%9.0%FY ending Mar 2021: 9.5%9.5%FY ending Mar 2022: 12.5%12.5%FY17FY18FY19FY20FY21FY22

Aligned fiscal years compare the shares of revenue remaining as gross, core, and net profit. Missing years are left unconnected.

Which businesses earn the money

Revenue by business segment, and the profit each one keeps.

FY ending Mar 2022
  • Banking business¥42.2B
    82%
    Op. margin 19.3%Industry: Regional Banks
  • Leasing business¥7.6B
    15%
    Op. margin 1.6%Industry: Leasing
  • Credit guarantee and credit card business¥1.35B
    3%
    Op. margin 89.6%
  • Other¥220M
    0%
    Op. margin 31.8%

Profit by segment

※ Segment figures include inter-segment sales and do not sum to the company total

Sources

Show source documents (6)

  • EDINET (FSA Japan)

    有価証券報告書－第104期(2025/04/01－2026/03/31)

    ID S100YDK02026-06-19Open

  • EDINET (FSA Japan)

    有価証券報告書－第103期(2024/04/01－2025/03/31)

    ID S100W1I22025-06-24Open

  • EDINET (FSA Japan)

    有価証券報告書－第102期(2023/04/01－2024/03/31)

    ID S100TQQ42024-06-26Open

  • EDINET (FSA Japan)

    有価証券報告書－第101期(2022/04/01－2023/03/31)

    ID S100R2SI2023-06-28Open

  • EDINET (FSA Japan)

    有価証券報告書－第100期(令和3年4月1日－令和4年3月31日)

    ID S100OEBO2022-06-24Open

  • EDINET (FSA Japan)

    有価証券報告書－第99期(令和2年4月1日－令和3年3月31日)

    ID S100LOJ12021-06-25Open

Extracted from XBRL: 42 / Derived from other figures: 1

Spotted an error? Report it (corrections keep the original record)

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