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The Chiba Kogyo BankThe Chiba Kogyo Bank, Ltd.8337東証プライム銀行業FY ending Mar 2026, consolidated, J-GAAP

The Chiba Kogyo Bank FY ending Mar 2025 results

About 84% of The Chiba Kogyo Bank's ordinary revenue comes from Banking business, with Leasing business and Other making up much of the rest.

Out of every ¥100 of ordinary revenue, about ¥19 is left as ordinary profit.

Ordinary revenue changed +4.3% from the prior year, ordinary profit +4.2%.

Revenue and profit pattern

Revenue and profit upSimilar growth

Revenue +4.3% · profit +4.2%, calculated from disclosed figures.

Operating leverage: 0.99× (profit growth ÷ revenue growth)

What changed from last year

FY ending Mar 2024 → FY ending Mar 2025

Revenue
+4.3%¥54.6B → ¥56.9B
Net income attributable to owners
+0.4%¥7.43B → ¥7.46B
Operating cash flow
+4.2%¥13.2B → ¥13.7B
Free cash flow
+16.0%¥10.3B → ¥11.9B

Where the money goes

FY ending Mar 2024 → FY ending Mar 2025

Where ¥100 of ordinary revenue goes

For every ¥100 of ordinary revenue (a bank's or insurer's top line) The Chiba Kogyo Bank earns, how much goes where, and how much is kept.

FY ending Mar 2025
Ordinary expenses
¥81
Ordinary profit
¥19
Net profit kept
¥13

Annual margin trends

Ordinary margin18.8%
FY ending Mar 2020: 13.3%13.3%FY ending Mar 2021: 14.5%14.5%FY ending Mar 2022: 17.6%17.6%FY ending Mar 2023: 18.9%18.9%FY ending Mar 2024: 18.8%18.8%FY ending Mar 2025: 18.8%18.8%FY20FY21FY22FY23FY24FY25
Net margin13.1%
FY ending Mar 2020: 9.0%9.0%FY ending Mar 2021: 9.5%9.5%FY ending Mar 2022: 12.5%12.5%FY ending Mar 2023: 12.6%12.6%FY ending Mar 2024: 13.6%13.6%FY ending Mar 2025: 13.1%13.1%FY20FY21FY22FY23FY24FY25

Aligned fiscal years compare the shares of revenue remaining as gross, core, and net profit. Missing years are left unconnected.

Which businesses earn the money

Revenue by business segment, and the profit each one keeps.

FY ending Mar 2025
  • Banking business¥48.1B
    84%
    Op. margin 22.2%Industry: Regional Banks
  • Leasing business¥8.16B
    14%
    Op. margin 2.7%Industry: Leasing
  • Other¥398M
    1%
    Op. margin 17.6%
  • Credit guarantee and credit card business¥264M
    0%
    Op. margin 86.0%

Profit by segment

※ Segment figures include inter-segment sales and do not sum to the company total

Sources

Show source documents (6)

  • EDINET (FSA Japan)

    有価証券報告書－第104期(2025/04/01－2026/03/31)

    ID S100YDK02026-06-19Open

  • EDINET (FSA Japan)

    有価証券報告書－第103期(2024/04/01－2025/03/31)

    ID S100W1I22025-06-24Open

  • EDINET (FSA Japan)

    有価証券報告書－第102期(2023/04/01－2024/03/31)

    ID S100TQQ42024-06-26Open

  • EDINET (FSA Japan)

    有価証券報告書－第101期(2022/04/01－2023/03/31)

    ID S100R2SI2023-06-28Open

  • EDINET (FSA Japan)

    有価証券報告書－第100期(令和3年4月1日－令和4年3月31日)

    ID S100OEBO2022-06-24Open

  • EDINET (FSA Japan)

    有価証券報告書－第99期(令和2年4月1日－令和3年3月31日)

    ID S100LOJ12021-06-25Open

Extracted from XBRL: 42 / Derived from other figures: 1

Spotted an error? Report it (corrections keep the original record)

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