The Chiba Kogyo BankThe Chiba Kogyo Bank, Ltd.8337東証プライム銀行業FY ending Mar 2026, consolidated, J-GAAP

The Chiba Kogyo Bank FY ending Mar 2020 results

About 81% of The Chiba Kogyo Bank's ordinary revenue comes from Banking business, with Leasing business and Credit guarantee and credit card business making up much of the rest.

Out of every ¥100 of ordinary revenue, about ¥13 is left as ordinary profit.

Ordinary revenue changed -0.9% from the prior year, ordinary profit -19.3%.

Revenue and profit pattern

Revenue and profit down

Revenue -0.9% · profit -19.3%, calculated from disclosed figures.

Operating leverage: 22.31× (profit growth ÷ revenue growth)

What changed from last year

FY ending Mar 2019 → FY ending Mar 2020

Revenue
-0.9%¥50.8B → ¥50.4B
Net income attributable to owners
-12.6%¥5.18B → ¥4.53B
Operating cash flow
-158.6%¥30.7B → -¥18B

Where the money goes

FY ending Mar 2019 → FY ending Mar 2020

Where ¥100 of ordinary revenue goes

For every ¥100 of ordinary revenue (a bank's or insurer's top line) The Chiba Kogyo Bank earns, how much goes where, and how much is kept.

FY ending Mar 2020
Ordinary expenses
¥87
Ordinary profit
¥13
Net profit kept
¥9

Annual margin trends

Ordinary margin13.3%
FY ending Mar 2017: 17.8%17.8%FY ending Mar 2018: 18.8%18.8%FY ending Mar 2019: 16.4%16.4%FY ending Mar 2020: 13.3%13.3%FY17FY18FY19FY20
Net margin9.0%
FY ending Mar 2017: 12.2%12.2%FY ending Mar 2018: 13.4%13.4%FY ending Mar 2019: 10.2%10.2%FY ending Mar 2020: 9.0%9.0%FY17FY18FY19FY20

Aligned fiscal years compare the shares of revenue remaining as gross, core, and net profit. Missing years are left unconnected.

Which businesses earn the money

Revenue by business segment, and the profit each one keeps.

FY ending Mar 2020
  • Banking business¥41B
    81%
    Op. margin 14.4%Industry: Regional Banks
  • Leasing business¥8.13B
    16%
    Op. margin 1.1%Industry: Leasing
  • Credit guarantee and credit card business¥1.23B
    2%
    Op. margin 82.3%
  • Other¥270M
    1%
    Op. margin 90.7%

Profit by segment

※ Segment figures include inter-segment sales and do not sum to the company total

Sources

Show source documents (4)
  • EDINET (FSA Japan)

    有価証券報告書-第102期(2023/04/01-2024/03/31)

    ID S100TQQ42024-06-26Open
  • EDINET (FSA Japan)

    有価証券報告書-第101期(2022/04/01-2023/03/31)

    ID S100R2SI2023-06-28Open
  • EDINET (FSA Japan)

    有価証券報告書-第100期(令和3年4月1日-令和4年3月31日)

    ID S100OEBO2022-06-24Open
  • EDINET (FSA Japan)

    有価証券報告書-第99期(令和2年4月1日-令和3年3月31日)

    ID S100LOJ12021-06-25Open

Extracted from XBRL: 37 / Derived from other figures: 1

Spotted an error? Report it (corrections keep the original record)

Other periods

Analyze this page with AI

Markdown with figures, units, periods and sources, ready to paste into ChatGPT or Claude.